The eight finest life insurance coverage offers on the Web – Le Revenu

Beneath, we’ve our choice of finest life insurance coverage offers supplied by on-line gamers (BforBank, Boursorama, Placement-direct.fr, Assurancevie.com, Fortuneo, Linxea, Mes-placements.fr, Altaprofits.com). Discover out the efficiency in 2019 in keeping with the profile (balanced or cautious).

Commonly at our Awards, this deal provides two aggressive euro funds à la carte: Dolcea Vie (+1.65% in 2019) and Euro Lengthy Time period Dividend 2 (+2.40%).

Please word that every one contract funds (unique, free, registered) should now deposit a minimal of 25% in account items.

The monetary supply contains round fifty monetary aids, together with 8 SCPIs and a couple of OPCIs for funding in stone and paper.

One of many pioneers of the Web. It has two freely accessible euro funds, together with Euro Exclusif, devoted to on-line banking which reported 1.55% in 2019. Without cost administration, greater than 200 helps are supplied together with 39 ETFs (or trackers) and 38 dynamic titles.

It will also be managed by professionals (Edmond de Rothschild Asset Administration and Sycomore Asset Administration) from 300 euros and at no extra price to administration charges.

Supplied by the dealer Placement-direct.fr, a subsidiary of Swiss Life, this contract confirms its options. As a bonus, the return on the fund in euros can go as much as 2.80 and even 3% for policymakers who play the unit of account recreation.

Lower than 1,000 funds are talked about, together with 56 ETFs (also referred to as trackers) that make it doable to breed the efficiency of the inventory market index at decrease prices and 18 actual property autos (SCPI, OPCI). Darjeeling / Insurance coverage: Swisslife / Distributed by Placement-direct.fr Equilibre

It was born from a singular web partnership with insurer Aviva Vie. A easy and engaging contract accessible from 500 euros.

The yield of the fund in euros is on the prime of the basket (+1.76% in 2019) and might even, underneath sure circumstances, double because of a return bonus.

A ground assure, which covers the lack of account items within the occasion of the subscriber’s loss of life as much as the age of 74, is included freed from cost within the contract.

One of many on-line leaders launched nearly twenty years in the past.

Two euro funds are supplied: Suravenir Rendement (+1.60%), backed by the insurer’s basic fund, and Suravenir Alternatives (+2.40%), extra invested in shares and actual property.

These two aids are actually out there by allocating not less than 30 and 50% respectively in items of account. The monetary supply is modified by a number of ETFs to successfully reproduce the principle inventory market indices. Fortuneo Life / Insurer: Suravenir Equilibre

Opened from a fee of 100 euros, this basic doesn’t disappoint. Two excessive efficiency euro funds, insured by Suravenir, can be found.

The charges are often among the many best. To extend the efficiency potential of the contract, greater than 700 monetary aids are listed at no cost administration.

As well as, administration managed by Montségur Finance is out there, for an extra 0.20% per 12 months on administration charges.

An ongoing contract. There are two euro currencies out there. To advertise the efficiency potential of the contract, a whole lot of unit-linked helps are supplied, together with numerous reside securities, ETFs (or trackers) and actual property helps.

The charges are very engaging, particularly for the administration of account items (0.50% per 12 months). Word that Spirica, the insurer of the contract, is among the few to get 100% of the rents collected by SCPIs again.

In 2019, the wise and truthful administration accounts, suggested by Le Revenu, returned 6.5 and 12.30% respectively.