The expected savings are due to the fact that people still have to pay a deductible for a subsequent treatment even after their first expensive treatment and therefore continue to look critically at their healthcare use. This should also lead to lower or less steep increases in health care premiums.
‘Free healthcare use’
At the moment, those who undergo expensive treatment in January, for example, have already used up their own risk, so that the use of healthcare is ‘free’ for the rest of the year.
The measure was already announced in the coalition agreement and is intended to make the deductible ‘smarter and more affordable’. It is not yet clear when the measure should take effect.
It is expected that approximately 1 million policyholders will pay an average of 100 euros less deductible than in the current situation. There are no insured who will pay more because the total deductible remains the same.
