The credit problem of the waiters and the self-employed

And today? Times have changed a bit since then. Check24 expert Reichert says: “For two or three months we have seen a positive turnaround in the granting of installment and consumer loans” for industries that have been hit particularly hard by the corona pandemic. “We are back on the pre-Corona level,” says Reichert.

Marc Breyer, installment loan specialist at loan broker Dr. Klein does not judge the situation quite so positively: “There are banks that still do not offer loans to some professional groups and also to the self-employed and freelancers”. Their choice of banks is “rather limited because it is still not clear how the economic situation will develop in the medium term,” he says. At least the Dr. Klein expert agrees: The situation is “now easing up again”. Breyer: “Some credit institutions are even opening up” to lend money to employees whose companies have sent them on short-time work.

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