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the consequences for customers

Precisely this situation forces many banks to have to face particularly high management costs, so much so that, in some cases, they decide to opt for closing of accounts with over 100 thousand euros. A story that certainly cannot go unnoticed, with account holders who may soon find themselves having to deal with important changes, which can also create some discomfort. But what is it about? Let’s go into the details and find out together.

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Banks, bad news for account holders: watch out for possible mergers

The world is constantly changing and the evolution process also involves payment instruments and banks. In fact, the latter are known to give life in some cases to some mergers, which inevitably end up having consequences for their customers. A situation that will most likely soon involve some institutions, including some particularly well-known names among savers. A scenario that is the result, above all, of conviction of the central authorities, such as EBA and ECB, according to which large banks are more robust and safer for savers.

If all this were not enough, the concentration of banks allows interested institutions to benefit from important ones advantages from a tax point of view. Well, precisely in this context the rumors about future ones are becoming more and more insistent mergers banking. Interested customers include those of BPM. The latter, in fact, seems ready to join Unicredit or BPER. Another hypothesis is those concerning the possible mergers they will see involved MPS, Banca Carige e Banca Popolare di Sondrio.

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At the moment, it should be remembered, these are only rumors and no confirmations have yet arrived. If these plans were to turn into reality, however, one cannot fail to turn an eye to account holders of the institutions involved. In the event of a merger, in fact, they would find themselves having to deal with some inconveniences, such as the change dell’Iban or even the closure of some branches. All that remains is to wait and see how the situation will evolve.

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