Are you good at managing your finances?
“Where did all the money go?” – probably, every person at least once in his life had to ask this question. But whether it was possible to find an answer in this case is more difficult to say. Researchers say that quite often a large gap in the personal budget is made by “invisible” purchases that we make every day. Individually, they do not require large expenses, but in the aggregate, a decent amount accumulates in a month. Coffee, lunches, travel cards, cigarettes – all these expenses, which do not seem to hit your pocket too hard, but “eat up” an impressive part of the finances. When people are faced with the need to budget, they think something like: “Well, you have to spend money only on the essentials, you will have to say goodbye to entertainment and amenities.” Actually this is not true. Experts advise to allocate a certain amount per month for pleasant, but not mandatory purchases, and not to go beyond it. This will help to avoid impulsive spending, and with it, large expenses. Do you want to know if you are managing your budget correctly or need expert advice? Then answer the questions of our test!
