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Take credit for a home? (Money, economics and finance)

Hello dear people, maybe someone works at the bank or in finance. It’s about the following, we live in a house in Neuss that has to be paid in April 2019. (310,000 €)

By then we would have equity capital of around € 20,000. We have completely renovated the house and furnished it for around € 250,000. (all paid, no credit or financed) all bills and papers are included to show the bank that a lot of money has already been invested.

In Düsseldorf we also have an 80sqm condominium with a value of around € 280,000 (want to rent them out soon)

There is currently no loan except for a car loan from the BMW Bank that expires this month.

Monthly income is different my father receives 2200 € net and my mother is self-employed around 3000-4000 € net.

are our chances of getting a loan from Commerzbank? Are corporate customers and also private customers there.

Thanks for the answer dear user

With best regards

yan


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