Pensions explode: pensioners collect 75 billion euros a year – my money

Pensions explode: pensioners collect 75 billion euros a year – my money

The wave of retirement in the public sector is driving up expenditure for ex-civil servants: In 2020, the state paid a total of 75.2 billion euros to retirees! That is an increase of 32.2 billion euros (or 75%) compared to 2002. This is the result of a new study by the University of Freiburg for … Read more

Where insurers want to invest | Company finance

Where insurers want to invest |  Company finance

share Security that embodies a share in the capital of a stock corporation. It guarantees the owner membership rights (voting and election rights at the general assembly) and property rights (right to a share in profits, participation quota in capital increases or in the liquidation result). All articles on this technical term – Capital assets … Read more

Rent from your own property – the reverse mortgage

Rent from your own property – the reverse mortgage

property In old age, a property can also top up the pension. – (Photo: dpa) – – – – Frankfurt More than every second German citizen over 65 owns a property, and the majority of senior citizens have successfully paid off the loan for it in recent decades. But now many do not have the … Read more

Fifth rule for one-off payments from insurance termination? | Finance

Fifth rule for one-off payments from insurance termination?  |  Finance

If employees receive a one-off payment after their direct insurance has been terminated, this must be taxed according to the one-fifth rule under certain conditions. The decisive criterion is that the payout is an atypical process. If employees receive a one-off payment after their direct insurance has been terminated, this must be taxed according to … Read more

▷ Real estate pension: which model suits me?

▷ Real estate pension: which model suits me?

09.02.2021 – 11:26 WIR WohnImmobilienRente GmbH Hamburg (ots) Stay living in your own house and still draw liquidity from it in old age. That is the idea behind the real estate pension. There are different models for this. On the website IMMORENTE.de Interested parties can now find out which one is best for them. With … Read more

Overnight money: Generation of savers is experiencing a meltdown in interest rates

Overnight money: Generation of savers is experiencing a meltdown in interest rates

AAt the beginning of December, millions of Germans will get it in black and white: That’s how difficult it is to generate returns with secure forms of investment. At the beginning of the last month, Germany’s largest insurance company, Allianz Leben, publishes the so-called total return for the coming year: customers of the classic policies … Read more

Consumer protection sues against Riester acquisition costs of the savings bank insurance – old-age provision

Consumer protection sues against Riester acquisition costs of the savings bank insurance – old-age provision

The amount of the acquisition and distribution costs for Riester contracts has long been a thorn in the side of consumer advocates: For example, the Association of Insureds (BdV) and the Hamburg Consumer Center took action against HDI’s Riester clauses in 2016, and Gothaer also fought against it in several proceedings the accusation of charging … Read more