Leasing with the option to buy a home was not a good option: AMPI – El Sol de San Luis

Leasing with the option to buy a home was not a good option: AMPI – El Sol de San Luis

Although the figure of leasing with an option to purchase exists, it has not even been an option for people to buy a house, since the amount between the rent and the monthly payment of a mortgage is different, explained Luis Alberto Alvarado Moreno, president of the Mexican Association of Real Estate Professionals (AMPI). In … Read more

Modification of credits. WIRON will replace WIBOR. Who will earn, who will lose: who is already paying off and only taking out a mortgage for an apartment [4.12.2022]

Modification of credits.  WIRON will replace WIBOR.  Who will earn, who will lose: who is already paying off and only taking out a mortgage for an apartment [4.12.2022]

WIRON, or Warsaw Interest Rate Overnight (formerly WIRD), will become one of the most important factors in determining the interest rate on loans in Poland. It is a widely criticized substitute for WIBOR. What exactly is WIRON? What determines? How will it affect the loan installments? Will it be more favorable and more transparent from … Read more

How to save €200 a month on your mortgage

How to save €200 a month on your mortgage

Rising interest rates upset citizens who own a mortgaged property. Most think little or nothing can be done, but reality is stubborn and has shown it Yes, it is possible to lower the mortgage payments. Statistical data show that the average amount of increases recorded in Spanish mortgage payments in recent months is around 2,400 … Read more

Provisions and comments on mortgage relief

Provisions and comments on mortgage relief

The Council of Ministers this week adopted a package of measures aimed at those affected by the rapid increase in the Euribor. On the one hand, it improves the treatment of vulnerable families, who already enjoyed protection after the financial crisis. So, for annual rents below €25,200 and with a mortgage burden exceeding 50% of … Read more

The fine print of Calviño’s mortgage ‘aid’: it leaves out the middle class and makes loans more expensive

The fine print of Calviño’s mortgage ‘aid’: it leaves out the middle class and makes loans more expensive

The Government has returned to demagoguery with mortgages and has done so, in a hurry, with night and trying to divert attention on the controversies that rage against the Executive, thanks to the modification of the crime of sedition and the famous law of the only yes is yes that gets rapists out of jail. … Read more

The bank is betting on the mixed loan

The bank is betting on the mixed loan

These are headache times for mortgage holders. The decision of central banks to fight inflation by making the price of money more expensive, i.e. by raising the interest ratesit has a direct impact on those who take out loans with variable cost financial institutions. After years of negative rates (with borrowing practically free), those with … Read more

Forecasts for the real estate market. Look for opportunities. There will be many because inflation keeps prices down and weakening creditworthiness weakens demand [9.11.2022]

Forecasts for the real estate market.  Look for opportunities.  There will be many because inflation keeps prices down and weakening creditworthiness weakens demand [9.11.2022]

The housing market will soon face a reshuffle. We should expect dips next year, but it’s hard to say what exactly we will see. On the one hand, house prices are constantly being strengthened by rising inflation, but on the other hand they are hampered by decreasing customer creditworthiness. Contents The situation in the housing … Read more

“We are almost ready … if it doesn’t rain on Sunday” – Pecco Bagnaia

“We are almost ready … if it doesn’t rain on Sunday” – Pecco Bagnaia

One of the current MotoGP players, Pecco Bagnaia, was in great shape during his first free practice this Friday at the Twin Ring in Motegi, where he finished second. The Italian Ducati started to work a lot but as soon as she found her rhythm the times started showing up: I am happy with this … Read more