The European Central Bank Increases Interest Rates to 4.5%: Effects on Mortgages and the Future Outlook

The European Central Bank Increases Interest Rates to 4.5%: Effects on Mortgages and the Future Outlook

The European Central Bank (ECB) announced last Thursday a new increase in interest rates to bring them up to 4,5% and leave the indicators on highs not seen since 2001. This situation has its corresponding effect on the Euribor, which has been rising since the ECB began this policy of increases to fight inflation. The … Read more

The Importance of Hiring a Mortgage Broker for the Best Loan Conditions

The Importance of Hiring a Mortgage Broker for the Best Loan Conditions

Surely the mortgage is the largest loan in a person’s life. And as such it is a complex, complicated decision and process that requires a lot of attention and a lot of comparison to achieve the best possible conditions, both in years and in installments. The bonuses, the interest rate, whether it is more fixed, … Read more

Easy Finances for the Domestic Economy: Understanding the Complex World of Mortgages

Easy Finances for the Domestic Economy: Understanding the Complex World of Mortgages

Have you ever wondered what is the most important thing when formalizing a mortgage? Or how can you make better decisions about what will affect your economy over a long period of time? If you are looking for answers to these questions and want to improve your personal financial management, you cannot miss the next … Read more

Variable Home Loan Holders Bear the Brunt of Rising Interest Rates: Relief Expected in 2024

Variable Home Loan Holders Bear the Brunt of Rising Interest Rates: Relief Expected in 2024

The unstoppable increase in interest rates has had first-rate victims in all those people who own variable home loans and that they are having to put up with significant monthly increases in the fees they pay for them while they anxiously await a change of course that neither comes nor will come, at least, in … Read more

The Rising Cost of Mortgages: A Strain on Family Economies

The Rising Cost of Mortgages: A Strain on Family Economies

The mortgage has always been the biggest drag on family economies, but in the last year households have seen their monthly installments skyrocket in a way that has not been remembered since 2008, together before the economic and financial crisis broke out. So much so, that the expense for those who have a loan to … Read more

The Rise of Mixed Mortgages: How They Work and Why They’re Gaining Popularity

The Rise of Mixed Mortgages: How They Work and Why They’re Gaining Popularity

Before the rise in interest ratesin recent months there has been a return of the mixed mortgages. The offer of these credits disappeared from banking entities in 2016, when the euribor was positioned in negative values. Unknown to many and with the benchmark most used in mortgages above 3%, its contracting accounted for more than … Read more

The Euribor Holds at 15-Year Highs Despite Recent Decrease

The Euribor Holds at 15-Year Highs Despite Recent Decrease

The slight decrease that the Euribor has experienced in recent sessions has not served for the monthly average to abandon the fifteen-year highs in which the indicator has been moving for weeks. Specifically, the main reference for most mortgages in Spain says goodbye to July at 4.149% after the final data on Monday. You have … Read more