My wife and I are both retired. Right now we have an IRA worth over $800,000, which is intact, and stocks worth $600,000. We receive pensions and Social Security, which amount to about $9,000 a month, but we have two mortgages that are not being paid off. Our primary mortgage has $42,000 remaining with an … Read more
Behind the rise in housing prices and the constant increases in the housing index euribormortgaged families have been needing urgent relief for some time now when it comes to paying their mortgage. Finally, it seems that This break will come in 2024. The change in mortgages that will arrive in 2024 Nadia Calvino, First Vice … Read more
Between January and October of this year, 20% fewer mortgages for the acquisition of homes in Salamanca. They were 405 less than in the same period in 2022. The highest Euribor in the last 15 years – which reached 4.173% in October – has a lot to do with this decrease in loans, which is … Read more
The Government will foreseeably approve, in the last Council of Ministers of the year, a new threshold so that some 100,000 families with incomes of up to 37,800 euros per year can qualify for mortgage relief measures, from which so far not even 7,000 have benefited. homes. Currently, these measures are reserved for those who … Read more
Who are looking buy a home They know that it is not an easy operation. After visiting numerous properties and finding the one that best suits your needs, but also has a price that you can afford, one of the most complicated procedures arrives: hiring a mortgage. Taking into account that most people are not … Read more
The Euribor has registered a spectacular rise in just under two years. In April 2022, the index to which most mortgages are referenced was positive for the first time since 2016. This situation caused the Spanish mortgage market to completely transform and begin to leave behind the era of “cheap mortgages”. The price of mortgages … Read more
The home mortgage firm has been falling for nine consecutive months, with one October in which it plummeted again: 22.3% year-on-year. While in September the drop was 29.6% year-on-year, in the tenth month of the year the drop moderated although it was equally intense. Meanwhile, the average interest rate increased again, reaching 3.32%, its highest … Read more
He Government is trying to give a boost to Code of Good Practices. The aid to financial clients, which was approved at the end of last year and is intended to alleviate the mortgage burden of the most vulnerable users, among other points, is not receiving the reception anticipated by the Executive. This is why … Read more
They call it the day of illusion. That is none other than the December 22th, when the Christmas Lottery draw is held. Neither more nor less than a total of 2,590 million euros in prizes are at stake. For the most common of mortals, the one who has a tenth (whose cost is 20 euros), … Read more
Ask for a mortgage to pay for a home It has become our daily bread. For young people, especially. But the mortgage loans are not governed by agemore now than the prices They are out of control and real-estate market they feed on the big ones cities y Tourist places. Applying for a mortgage takes … Read more