Home, do you know what is best for you between rent and mortgage? The answer you don’t expect. It is undoubtedly an important step take home. When a person, perhaps even a very young one, decides to become independent and create your own nesthe has to think about it carefully because they will be “at … Read more
After dream mortgage rates during the pandemic, 2023 was a very expensive year to buy a home. What awaits us for 2024? Neither the estimates nor the buyers’ hopes are a certainty, but They can give us a close perspective of what we could expect if we want to purchase a home. in United States. … Read more
Buying a home without taking out a mortgage is practically an unattainable fantasy, especially now, with skyrocketing prices. But it is not easy for the bank to grant it to you either. When you are young because you do not yet have income that provides security to the entity. And when you are older, because … Read more
The break in the rise of interest rates of the euro zone is already being reflected in what banks charge for lending to their clients. In the case of mortgages, they are already experiencing their second consecutive month of declines, while in consumer loans, interest rates have been reduced to levels from a year ago. … Read more
“It can be seen that even the reduction of the basic interest rate by the CNB will not convince the banks to more drastically discount mortgages,” said Swiss Life Select analyst Jiří Sýkora. According to him, it may be the banks’ reaction to the new setting of compensation for early repayment of the mortgage. From … Read more
At the end of 2022, the Ministry of Economic Affairs and Digital Transformation approved Royal Decree Law 19/2022, which established a Code of Good Practices to alleviate the rise in interest rates on mortgage loans. In the text, it was specified that the rise in the Euribor could have a significant impact on the financial … Read more
Seventeen years of conflict and ordeal while being innocent. “A true nightmare, since without eating or drinking it I found myself immersed in a situation that I had not sought,” explains MYP, a woman living in Ocaña, who has suffered some very difficult years derived from an insolvency situation in which she fell accidentally due … Read more
The European Central Bank has announced that the interest rates have stopped growing after a year in which only high values were recorded. This will cause the Euribor to end up falling in the long run, but for the moment, very high interest rates are estimated. Currently, it marks 4.18%, when a year ago it … Read more
December ends, time for balance sheets, and among the statistics that most concern mortgaged is to know how much the euriborthe reference index for calculating most of the mortgages in Spain, and how it will affect your fees. Well the good news is that the euribor ended the year with a value of 3,679 %so … Read more
Not even the most optimistic people anticipated it. In December, the decline in the Euribor, the main reference for variable interest mortgages, was consolidated, with an average of 3.679%, to the level of last April. In the last day of the month and of the year, this indicator to which banks lend money to each … Read more