The Organization of Consumers and Users (OCU) has launched a campaign to require banking entities to assume the obligations accepted in mortgage loan contracts, specifically, those that result from the clause that regulates the applicable interest rate . The OCU claims that the contracts are fulfilled, and that therefore the interest resulting from the sum … Read more
Never before have mortgages been so cheap. Even during the time of the housing bubble before the financial crisis of 2008 it does not appear in the statistics with such a low average interest rate. The offers of banks increasingly lowering the cost of a loan to acquire a home overlap and entities struggle to … Read more
The confinement forced millions of people to shut themselves up in their homes for weeks and turn them into a multifaceted space: office, school, playground or improvised cinema. The lack of freedom became for many families an opportunity to give a radical turn to the home, betting on reform certain rooms to adapt them to … Read more
There are many who dream of the economic peace of mind that means winning one of the great prizes that are distributed next Tuesday December 22 in the Extraordinary Christmas Draw. A trip, buying a house or a car … it all depends on the money you manage to earn. However, it is important to … Read more
“Despite the initial reluctance of the banks to return the money, little by little the pressure from consumer associations and the courts have been protecting the rights of the affected clients,” said Irache, who recalled that “it was first recognized that in the vast majority of cases the inclusion of this clause had been done … Read more
However, this year will definitely not be a record for the number of pieces, said Vladimír Staňura, an advisor to the Czech Banking Association. So far, 73,000 of them have been sold so far, which is less than 90,000 for the whole year. For comparison, in the strongest year 2016, 115 thousand mortgages were sold. … Read more
With Alpha comprehensive investment advice, we advise you holistically. For this purpose, we ensure that the recommended transactions correspond to your financial circumstances and investment goals (suitability test) as well as your needs or the investment strategy agreed with you. You decide to what extent you would like to follow our recommendation. – .
A niche with potential. This is the best way to describe the Swiss online mortgage market. The volume of mortgages concluded online in Germany in 2019 was CHF 5 billion. A share of just 3.1% of the total market, as figures from the Institute for Financial Services Zug (IFZ) show. In contrast, the clearer the … Read more
Covid-19 had a disruptive impact on the mortgage market all over the world. Although the economic crisis we are experiencing is not directly linked to loans for the purchase of houses (which happened, instead, in 2008), the block to production and national and international mobility caused by the SARS-CoV-2 virus ended with influence both the … Read more
The coronavirus pandemic gives Czechs the opportunity to take out a cheaper mortgage. Seven banks offer them with interest at less than two percent. In September, rates were reduced by Equa, Moneta and UniCredit Bank, and on Monday the largest Czech bank, ČSOB, together with its subsidiary Hypoteční banka, also fell in price. “Both banks … Read more