Mortgage

Resolution of December 1, 2020, of the Bank of Spain, by which the applicable indices and reference rates are published for the calculation of the market value in compensation for interest rate risk of mortgage loans, as well as for the calculation of the differential to be applied to obtain the market value of the loans or credits that are paid in advance.

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Resolution of December 1, 2020, of the Bank of Spain, by which the applicable indices and reference rates are published for the calculation of the market value in compensation for interest rate risk of mortgage loans, as well as for the calculation of the differential to be applied to obtain the market value of the loans or credits that are paid in advance.

Month of November 2020 A) Reference rates applicable for calculating the market value in compensation for interest rate risk of mortgage loans. Permuta de Intereses/Interest Rate Swap (IRS)1 Deadlines Percentage Two years. -0,525 Three years. -0,515 Four years. -0,492 Five years. -0,460 Seven years. -0,381 Ten years. -0,241 Fifteen years. -0,046 Twenty years. 0,035 Thirty … Read more

Customers have to keep this in mind when repaying

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Customers have to keep this in mind when repaying

Housing construction in the Berlin district of Kreuzberg The property that the Parfitts wanted to expand with a loan from Commerzbank is also located in this district. – (Photo: dpa) – – – – Frankfurt An attic in a prime location in the trendy Kreuzberg district, shell construction, wooden beams: In 2017, Justin Parfitt and … Read more

Land charge versus mortgage – IMAGE Marketing GmbH | News

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Very few builders can finance their planned property entirely with equity. As a rule, funding is requested from the bank for assistance, which in return requires a security for the borrowed money. As a safeguard, the credit institute receives an entry in the land register of the relevant property for its service and can dispose … Read more

Effect of increase in value EFH on mortgage – construction costs, financing, insurance – Haus-Forum.ch – Das Haus

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Effect of increase in value EFH on mortgage – construction costs, financing, insurance – Haus-Forum.ch – Das Haus

Since our house was built, it has increased in value. Now I ask myself whether this has any advantages (except for a sale)? For example, our house was lent 70% by the bank through a mortgage. The second mortgage would have to be amortized within 15 years so that the entire mortgage does not exceed … Read more

Mortgages are becoming cheaper due to coronavirus. OVERVIEW OF THE MOST BENEFICIAL

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Mortgages are becoming cheaper due to coronavirus. OVERVIEW OF THE MOST BENEFICIAL

The coronavirus pandemic gives Czechs the opportunity to take out a cheaper mortgage. Seven banks offer them with interest at less than two percent. In September, rates were reduced by Equa, Moneta and UniCredit Bank, and on Monday the largest Czech bank, ČSOB, together with its subsidiary Hypoteční banka, also fell in price. “Both banks … Read more