Loans: 8 changes in servicers and extrajudicial mechanism

Loans: 8 changes in servicers and extrajudicial mechanism

Eight specific changes in favor of borrowers and consumers are implemented with the passing of the “red” loans bill entitled “Loans: Transparency, competition, protection of the vulnerable – Incorporation of Directive (EU) 2021/2167, re-introduction of “HERAKLES” program, which was voted today in the Parliament. According to an announcement by the Ministry of National Economy and … Read more

Real estate loans: Bruno Le Maire calls for a relaxation of granting conditions

Real estate loans: Bruno Le Maire calls for a relaxation of granting conditions

The Minister of the Economy Bruno Le Maire pleaded for a relaxation conditions for granting real estate loansin a newspaper interview The Parisian put online Saturday evening. « Oui »it is necessary to further modify the borrowing conditions, indicated the minister. “We will study new measures to further relax the conditions for granting credit”he said. … Read more

The ECB named three main risks for European banks

The ECB named three main risks for European banks

Первый связан с тем, что высокие ставки усиливают риски для финансирования собственных обязательств кредитных организаций. Рост процентных платежей по депозитам в данном случае сопровождается изменением структуры задолженности. Это выражается в сокращении числа сделок на межбанковском рынке, в частности в сегменте овернайт, и ростом доли более длинных инструментов, отмечают в ЕЦБ. «Высокая в настоящее время прибыльность … Read more