January’s Credit Card Spending Slows: Unpacking the Muted Consumer Expenditure Trends

January’s Credit Card Spending Slows: Unpacking the Muted Consumer Expenditure Trends

Consumer Credit Growth slows in January After Holiday Spending spree Table of Contents Consumer Credit Growth slows in January After Holiday Spending spree January’s Credit Increase: A Detailed Look Normalization of Credit Types BNPL as an Choice? Delinquency Rates Remain high Conclusion: A Return to normalcy, But Challenges Remain Unpacking the Post-Holiday Credit Crunch: Is … Read more

Navigating the Crisis: Record-High Car Payment Delinquencies Unfold in 30 Years

Navigating the Crisis: Record-High Car Payment Delinquencies Unfold in 30 Years

Subprime Auto Loan Delinquencies Surge to Levels Unseen Since 1994 Table of Contents Subprime Auto Loan Delinquencies Surge to Levels Unseen Since 1994 Drivers Behind the Delinquency Spike Seasonal Trends and Potential Relief Contrasting Performance: Prime vs. subprime Borrowers Broader Economic Context and Consumer Sentiment Conclusion: Navigating Economic uncertainty Subprime Auto Loan Crisis: Are We … Read more