Understanding Professional Pension Funds and Occupational Disability for Lawyers: Insights from Expert Thomas Stephan

Understanding Professional Pension Funds and Occupational Disability for Lawyers: Insights from Expert Thomas Stephan

December 14, 2023 – In addition to old-age pensions and survivors’ pensions, a professional pension fund can also provide protection in the event of occupational disability. However, the associated requirements are often very strict. For lawyers, for example, a service may require the return of their professional license. The problem is described by the special … Read more

Life insurance: The sales champions for group insurance – divisions – Versicherungsbote.de

Life insurance: The sales champions for group insurance – divisions – Versicherungsbote.de

Background: Group insurance is booming in new business for life insurers: at 28.4 percent, they had the second highest share of new business in all main insurance lines in 2022, as the current balance sheet rating of German life insurers from the MAP Report shows. With 1,252,913 policies, a total of 66,032 more contracts were … Read more

No more crashes! AJUPIV retirees will receive their insurance payment

No more crashes!  AJUPIV retirees will receive their insurance payment

This day the closures of Enríquez Street in the central area of ​​Xalapa carried out by teachers who are members of the State Group of Retirees and Pensioners of the ISSSTE of the State of Veracruz, who requested that the life insurance company that provided care to the federalized retired teachers; They are already taken … Read more

Occupational disability insurance: Can a “tactical sick note” be concealed in the application?

Occupational disability insurance: Can a “tactical sick note” be concealed in the application?

December 4, 2023 – If a policyholder fails to state in his occupational disability insurance application that he was on short-term sick leave years before due to a mental stress disorder caused by his work, the insurer has the right to withdraw from the contract. The Saarbrücken Higher Regional Court decided this in its judgment … Read more

Motor vehicle insurance: Stiftung Warentest offers individual tariff comparisons

Motor vehicle insurance: Stiftung Warentest offers individual tariff comparisons

28.11.2023 Car insurance is becoming significantly more expensive. Many insurers have not yet sent out their invoices. Customers are facing a price shock that could trigger a real wave of changes, it was recently said at the “Handelsblatt Summit 2023” (VersicherungsJournal November 22, 2023). Also the Stiftung Warentest warns of generally increasing contributions. The consumer … Read more

Why is life insurance the preferred investment of the French?

Why is life insurance the preferred investment of the French?

Life insurance has many advantages. © Sponsored content Life insurance is clearly an investment that should not be neglected and has many advantages. Life insurance today exceeds 1,900 billion euros in assets, which shows the importance it has in the heritage of the French. And it’s quite logical when you know the advantages of this … Read more

Corporate Bankruptcies in Austria: a 10.6 Percent Increase in 2023

Corporate Bankruptcies in Austria: a 10.6 Percent Increase in 2023

November 9, 2023 – According to Creditreform, there were 4,016 corporate bankruptcies in the first three quarters. Despite the 10 percent increase, there is no reason to be alarmed, especially since the value is at a comparatively low level. In the credit and insurance sector went According to final data, a total of 4,016 company … Read more

Improvements and Challenges in Bank Marketed Life Insurance Contracts

Improvements and Challenges in Bank Marketed Life Insurance Contracts

SOften criticized because of their fees, their limited fund ranges and their low return, life insurance contracts marketed by banks have nevertheless tended to fade in recent years. Under the pressure of competition, certain networks have opened their contracts to funds from external management companies. They have also broadened their scope to new asset classes, … Read more

The Absurdity of Obtaining Proof of Life: A BILD Reader’s Story

The Absurdity of Obtaining Proof of Life: A BILD Reader’s Story

“An application for the issuance of an application form. “To confirm the invalidity of the carbon copy,” chansonnier Reinhard Mey sang back in 1977. But nothing seems to have changed much to this day! BILD reader Günter Brandenburger (69) from Celle (Lower Saxony) could also sing a song about it. The sales representative should now … Read more

The German Actuarial Association proposes a concerted solution for insurability of natural hazards

The German Actuarial Association proposes a concerted solution for insurability of natural hazards

October 11, 2023 – The German Actuarial Association proposes a concerted solution consisting of prevention, private insurance and accumulation loss coverage in the event of a disaster in order to achieve sufficient long-term insurability of natural hazards. One aspect could be the elimination of insurance tax. He intervened in the debate about the introduction of … Read more