Supplementary health benefits: These services are particularly appealing to customers

Supplementary health benefits: These services are particularly appealing to customers

July 20, 2021 – Many people with statutory health insurance know that the benefits of their health insurance company are not always sufficient in an emergency and therefore rely on additional, private coverage. The areas of foreign patients, dental supplements and daily sickness allowance are popular here. The customer is flexible when it comes to … Read more

New insurance for bicycles and e-bikes

New insurance for bicycles and e-bikes

7.7.2021 The Hansemerkur Reiseversicherung AG expands its portfolio in Austria: it now offers bicycle and e-bike insurance for everyday life, leisure and travel. The risk taker is BD24 Berlin Direkt Versicherung AG, a company of the Hansemerkur Group. In the basic version, the product offers “worldwide protection in the event of theft or parts theft, … Read more

Severe weather: more damage reports are received

New insurance for bicycles and e-bikes

June 29, 2021 – After further storms in the past week, the hail insurance company filed further damage reports: In Styria and Burgenland, the agricultural damage amounts to eight million euros. The Lower Austrian Insurance Company estimates the damage it incurs at 70 to 80 million euros. ADVERTISING – – Last week’s hailstorms left devastating … Read more

The damage rates in non-life insurance

The damage rates in non-life insurance

June 24th, 2021 – 62.6 percent including motor vehicles, 63.5 percent excluding motor vehicles – that was the total loss rate in Austria’s insurance industry in 2020 in non-life insurance. Among the sub-divisions identified by the VVO, the amount varies greatly, the spectrum ranges from around 30 to over 200 percent. The claims ratio is … Read more

Accident comparison in financial test: better, but not good

Accident comparison in financial test: better, but not good

June 17, 2021 – In the current comparison, Stiftung Warentest has taken into account agent offers for the first time. The test results show how necessary this is. However, these are still superficial, the calculation scheme is not transparent. The evaluation of the capital payment is also questionable. In the July issue of their journal … Read more

Fund police: Zurich responds to allegations by the SAAM

New insurance for bicycles and e-bikes

2.6.2021 – Following a ruling by the Vienna Commercial Court on the subject of guarantee fund loss in fund policies, the consumer protection association recently announced further proceedings against Zurich. As Zurich has now told us, from their point of view, the proceedings have not yet been concluded: they have taken an appeal and the … Read more

Runners and joggers – target group or marketing gimmick?

Runners and joggers – target group or marketing gimmick?

May 26th, 2021 – Running has become the passion of realtor Kim Hahn. She is now gaining customers with it. Your running stories on Instagram are even followed by those who don’t run. The mid-sized companies gathered on site register the sponsorship of running shirts at events. The mediator has dealt intensively with the dangers … Read more

More protection for pets and “green” features

More protection for pets and “green” features

5/26/2021 – Whether ecological travelers cause less damage will probably have to be proven with the discounts, but they need other benefits. Therefore, the Arag has renewed its top cover letter. Rhion, which belongs to the Rhineland Group, has supplemented dog owner liability and private liability. Adam Riese expands the offer to include residential building … Read more

Practice-oriented reference work for GmbH managing directors – VersicherungsJournal Österreich

Practice-oriented reference work for GmbH managing directors – VersicherungsJournal Österreich

May 25, 2021 – The book is a guide and companion in the life of a managing director, the third edition of which now contains the current legal situation, case law and literature. In addition to the representation of the rights, duties and liability of the GmbH managing director, checklists, sample briefs and legal sources … Read more

Insurance brokers are fighting against digitization

Insurance brokers are fighting against digitization

April 26, 2021 – Vema figures suggest that many brokers are withdrawing from online advice. Even in the first lockdown, only two out of three brokerages relied on virtual conversations. The digitization expert Wladimir Simonov took a look at the numbers – and draws his conclusions from them in a guest post. Digitization is omnipresent: … Read more