Occupational disability insurance: Can a “tactical sick note” be concealed in the application?

Occupational disability insurance: Can a “tactical sick note” be concealed in the application?

December 4, 2023 – If a policyholder fails to state in his occupational disability insurance application that he was on short-term sick leave years before due to a mental stress disorder caused by his work, the insurer has the right to withdraw from the contract. The Saarbrücken Higher Regional Court decided this in its judgment … Read more

Motor vehicle insurance: Stiftung Warentest offers individual tariff comparisons

Motor vehicle insurance: Stiftung Warentest offers individual tariff comparisons

28.11.2023 Car insurance is becoming significantly more expensive. Many insurers have not yet sent out their invoices. Customers are facing a price shock that could trigger a real wave of changes, it was recently said at the “Handelsblatt Summit 2023” (VersicherungsJournal November 22, 2023). Also the Stiftung Warentest warns of generally increasing contributions. The consumer … Read more

Corporate Bankruptcies in Austria: a 10.6 Percent Increase in 2023

Corporate Bankruptcies in Austria: a 10.6 Percent Increase in 2023

November 9, 2023 – According to Creditreform, there were 4,016 corporate bankruptcies in the first three quarters. Despite the 10 percent increase, there is no reason to be alarmed, especially since the value is at a comparatively low level. In the credit and insurance sector went According to final data, a total of 4,016 company … Read more

Understanding Insurance Compensation for Storm Damage in France: Steps and Conditions

Understanding Insurance Compensation for Storm Damage in France: Steps and Conditions

Shops and roads flooded, homes deprived of electricity and damaged homes… Last week, storm Céline swept across the entire French territory for a weekend. And she doesn’t come alone. This Thursday, October 2, another climatic disaster – this time named Ciaran – is expected to hit the French coasts. If your home were to suffer … Read more

French Start-Up Luko Faces Liquidation as Online Home Insurance Business Falters

French Start-Up Luko Faces Liquidation as Online Home Insurance Business Falters

The French start-up, which offers 100% online home insurance, is on the verge of judicial liquidation, Argus de l’assurance learned on Thursday. Back to square one. The French start-up Luko is looking for a new buyer. Placed in safeguard procedure since June 13, the online home insurance specialist will not be bought by the British … Read more

The German Actuarial Association proposes a concerted solution for insurability of natural hazards

The German Actuarial Association proposes a concerted solution for insurability of natural hazards

October 11, 2023 – The German Actuarial Association proposes a concerted solution consisting of prevention, private insurance and accumulation loss coverage in the event of a disaster in order to achieve sufficient long-term insurability of natural hazards. One aspect could be the elimination of insurance tax. He intervened in the debate about the introduction of … Read more

Changes in Digital Visibility: Allianz Loses Top Position in Three Categories

Changes in Digital Visibility: Allianz Loses Top Position in Three Categories

8/7/2023 – Allianz lost its top position in three categories of digital visibility this year and won in one. This is a result of the E-Visibility study by Research Tools. Overall, the visibility of the top ten most present companies decreased slightly. 156 providers in the insurance industry are active and visible on the Internet. … Read more

Concerns About Digital Attacks and ESG Risks Driving Executive Priorities, Says Beazley Study

Concerns About Digital Attacks and ESG Risks Driving Executive Priorities, Says Beazley Study

8/4/2023 – According to a study by Beazley, concerns about digital attacks top the list of concerns for 30 percent of executives. 33 percent therefore want to invest in their safety. At the same time, sustainability is a factor for a quarter. 32 percent of managers do not feel well prepared for ESG requirements. How … Read more

Motorcycle Theft Statistics 2022: Berlin Tops the List, Freiburg im Breisgau with the Highest Rate

Motorcycle Theft Statistics 2022: Berlin Tops the List, Freiburg im Breisgau with the Highest Rate

August 1st, 2023 – In absolute figures, the most motorcycle thefts were again registered in Berlin in 2022. In the 84 major German cities, the rate of change was between plus 1,500 and minus 60 percent. This is evident from the current police crime statistics. In relation to the inhabitants, Freiburg im Breisgau occupies the … Read more