The Increasing Demand for Energy-Efficient Refurbishment Loans

The Increasing Demand for Energy-Efficient Refurbishment Loans

thermal image The demand for loans for the energy-efficient refurbishment of residential properties is increasing. (Photo: imago/Marius Schwarz) Düsseldorf The heating law has not yet been passed in the Bundestag. However, many house and apartment owners have apparently long been concerned with the question of how to make their property future-proof in terms of energy … Read more

The Increasing Demand for Loans for Energy-Efficient Refurbishment: Financing Options and Recommendations

The Increasing Demand for Energy-Efficient Refurbishment Loans

thermal image The demand for loans for the energy-efficient refurbishment of residential properties is increasing. (Photo: imago/Marius Schwarz) Düsseldorf The heating law has not yet been passed in the Bundestag. However, many house and apartment owners have apparently long been concerned with the question of how to make their property future-proof in terms of energy … Read more

“Where to Find the Best Car Financing Options in Germany: A Comparison of 23 Providers”

“Where to Find the Best Car Financing Options in Germany: A Comparison of 23 Providers”

car financing The terms of car loans are often the same as those of general installment loans. (Photo: dpa) Köln Cars are expensive. In 2022, 27 percent of all used cars and even 47 percent of all new cars were financed through loans or leasing, according to a survey by the market research institute Ipsos. … Read more

Why the Crisis in American Banks is Good News for Homebuyers in Germany

Why the Crisis in American Banks is Good News for Homebuyers in Germany

new buildings People who want to realize their dream of owning their own home can currently find comparatively cheap loans. (Photo: IMAGO/Rupert Oberhäuser) München “It sounds macabre, but anyone who currently wants to finance a property should hope that the crisis in the American regional banks will continue,” says Max Herbst from FMH Finanzberatung in … Read more

“Why the US Banking Crisis Could Spell Cheaper Loans for German Homebuyers”

“Why the US Banking Crisis Could Spell Cheaper Loans for German Homebuyers”

new buildings People who want to realize their dream of owning their own home can currently find comparatively cheap loans. Bild: IMAGO/Rupert Oberhäuser München “It sounds macabre, but anyone who currently wants to finance a property should hope that the crisis in the American regional banks will continue,” says Max Herbst from FMH Finanzberatung in Frankfurt. … Read more

First Republic Bank Faces Bank Run and Job Cuts Amidst Increasing Regulations and Market Challenges

First Republic Bank Faces Bank Run and Job Cuts Amidst Increasing Regulations and Market Challenges

New York The bank run at the First Republic Bank (FRB) from San Francisco was apparently more dramatic than initially thought. In March, customers of the institute withdrew deposits of a good 100 billion dollars, as the bank announced on Monday evening when it published its quarterly figures. Total deposits now stand at $104.5 billion … Read more

Repayment paradox: The advantage of high interest rates: debt-free faster | life & knowledge

Repayment paradox: The advantage of high interest rates: debt-free faster |  life & knowledge

Interest rates on construction loans have exploded in 2022. A year ago, loans with a 10-year term still had an interest rate of a good one percent, but now you have to reckon with three to four times as much. Building has become dramatically more expensive, no question about it. For many interested parties, the … Read more

This is how high the KfW subsidy for new real estate is in 2023

This is how high the KfW subsidy for new real estate is in 2023

new building Houses that meet special requirements for sustainable construction receive additional funding. Image: imago images/perspective Berlin How will the state bank KfW promote new construction in Germany in the future? This question has been driving the economy for months. The Federal Building Ministry has now presented the new conditions of the 750 million euro … Read more

Cooperative banks expanded their lending activity last year

Cooperative banks expanded their lending activity last year

Frankfurt skyline German cooperative banks have around 30 million private and corporate customers. (Photo: dpa) Frankfurt Despite the economic downturn, German banks Volks- und Raiffeisenbanken again extended more loans last year. The loan portfolio increased by seven percent year-on-year to 758 billion euros, their lobby association BVR said on Monday with reference to preliminary data. … Read more

This support is expected in 2023 for the construction of houses

This support is expected in 2023 for the construction of houses

dwelling Newly built residential buildings stand next to each other in the center of Berlin. For many builders, KfW loans are an important part of the financing. (Photo: dpa) Frankfurt Hardly any home builder can avoid the programs of the KfW development bank. Because the funds are among the few state subsidies for new construction. … Read more