In the last decade, mortgage interest rates have plummeted. However, taking out the wrong home loan can end up being expensive for the consumer. Choose variable, fixed or mixed mortgage? In deciding the best one, the client’s age, socioeconomic status and risk profile are key factors. – In recent years, the historical trend in which … Read more
The two biggest bearish funds holding short positions on Indra they are rubbing their hands with the mess that has been mounted in the technology company. The Government has forced the march of Fernando Abril-Martorell and has promoted as non-executive chairman Marc Murtra, a movement that has left the market misplaced and has been taken … Read more
The twelve Spanish banks supervised by the European Central Bank (ECB) remained in the fourth quarter of 2020 practically in the last place of the entire Eurozone in terms of cost effectiveness already ratio de capital CET1, according to the data published by the entity this Monday. – The low profitability of banks in the … Read more
The final price of revolving cards continues to be above 22%, despite the ruling issued by the Supreme Court just over a year ago which defined them as usury. Although it is true that financial institutions have been adjusting their interest rates after this, the average market price is installed at 22.84% due to high … Read more
More and more entities have gotten into the green financial products market, from mortgages to consumer loans, with the aim of helping to incentivize the environmental and sustainable development goals set for 2030. However, much remains to be done. The offer financing of this type is still scarce and sometimes bonuses they are not enough … Read more
Banks usually condition the approval of a loan to the contracting of insurance. A requirement to which the entity cannot oblige the client, but that sometimes, despite the cost involvedYes, it is usually of interest to the user to lower the mortgage interest. – The first thing to calculate to know whether or not to … Read more
About 20% of Spaniards have the intention to request a loan to refinance debts, compared to 10% in June, according to the Second Barometer of consumer loans prepared by Asufin. Likewise, Spaniards who intend to request a loan at the moment have gone from 14.2% to 19.2%, and among them, 53.6% is oriented to the … Read more
The Euribor closes January marking a new historical low: -0.5%. With this panorama, the number of mortgages that should have negative interest continues to rise, but banks have already openly said that they refuse to paycustomers for their negative interest loans. Will consumers have to accept or will the courts begin to take action at … Read more
Santander One has officially arrived at the entity chaired by Ana Botín. Since this week, the bank has begun to migrate the accounts of its old clients 123. During this process, which will last until mid-February, we will have to pay attention since it comes with changes in the requirements to be met to get … Read more