January’s Credit Card Spending Slows: Unpacking the Muted Consumer Expenditure Trends

January’s Credit Card Spending Slows: Unpacking the Muted Consumer Expenditure Trends

Consumer Credit Growth slows in January After Holiday Spending spree Table of Contents Consumer Credit Growth slows in January After Holiday Spending spree January’s Credit Increase: A Detailed Look Normalization of Credit Types BNPL as an Choice? Delinquency Rates Remain high Conclusion: A Return to normalcy, But Challenges Remain Unpacking the Post-Holiday Credit Crunch: Is … Read more

OJK Introduces New User Restrictions: What Kredivo Reveals About the Latest Provisions

OJK Introduces New User Restrictions: What Kredivo Reveals About the Latest Provisions

OJK Introduces New Regulations‍ for Buy⁣ Now Pay Later (BNPL) Services in Indonesia,Kredivo ​Welcomes Changes Indonesia’s Financial Services‌ Authority (OJK) has ​introduced new regulations ‌for the Buy ⁢Now Pay⁤ Later (BNPL) ‍sector,setting age and income limits for ⁢users. The⁣ move aims to strengthen consumer‍ protection and foster healthier growth in the rapidly expanding industry. Leading … Read more

Buy Now, Pay Later: The Credit Card Killer?

Buy Now, Pay Later: The Credit Card Killer?

Buy Now, Pay Later: Is This Shopping Trend Worth ⁤the risk? Table of Contents Buy Now, Pay Later: Is This Shopping Trend Worth ⁤the risk? Buy Now, Pay ⁤Later: A Risky Trend or a Convenient⁣ Solution? The Rise of BNPL Convenience vs. Financial Risk Hidden​ Costs and fees Making Informed ‌Decisions The holiday shopping ‍season … Read more