The European Central Bank (ECB) calls for banks with complex counterparty credit risk exposures to “specify your willingness to accept this risk in your risk appetite statementinstead of implicitly capturing it in credit risk. The ECB published this Friday its final report on “Sound practices in governance and counterparty credit risk management.” The report now … Read more
The Euribor has returned to the same level it was in the month of July. In fact, at the end of September has marked the same information as two months ago: 4.149%. This means that the indicator has stepped on the accelerator again. This is due, in part, to the rate hike carried out by … Read more
He Euribor It continues to fail, to the chagrin of those people who have contracted a variable rate mortgage. Thus, it closed the month of September at 4.145% (in August it was 4.073%). In this way, the Euribor The 12-month rate has gone from 2.23% to 4.20% in the last twelve months, which represents an … Read more
Related news The nightmare of the acceleration in the cost of mortgages It is still far from coming to an end although, after the conclusion of the first half of 2023, the light is beginning to be seen at the end of the tunnel. The behavior of the euribor so far this month it allows … Read more
The rise in credit is becoming increasingly noticeable in the real estate sector. The granting of mortgages for the purchase of housing deepened its fall in May. In total, 33,398 loans of this type were registered, which represents a decrease of 24% in a year ago. The average amount of loans was also reduced, with … Read more
In the same way that the progressive rise in interest rates that has been experienced over the last few months has meant that the constitution of new mortgages in Extremadura has been tending downward, this same circumstance is also causing the cancellation of mortgage loans is registering just the reverse trend. In this way, the … Read more
He criticizes the European Central Bank after President Christine Lagarde’s announcement of a new rate hike in July, reiterates his no to ratify the Mes at this time, illustrates the government’s strategy on the migrant dossier. In view of the European Council, Giorgia Meloni intervenes in Parliament to take stock of the summit scheduled for … Read more
If what he intended European Central Bank with the rise in interest rates was to curb the demand for credits and mortgages On the part of companies and households (as an intermediate step to reduce demand and inflation), it seems that it is achieving its objective, and with flying colors. The banks are hardening their … Read more