La firma de un préstamo hipotecario es un momento importante en la vida de cualquier persona, no obstante, en la mayoría de los casos, está asumiendo un compromiso a largo plazo con una entidad bancaria y ante él deberá responder. Por lo tanto, toda precaución que se pueda tomar antes de rubricar este tipo de … Read more
One of the worst aspects of the Spanish economy in recent years has been the rise in mortgage prices, which has led to growing concern about the ability of families to maintain their homes. With this situation, the governmenttogether with various financial institutions, has implemented a series of support and relief measures aimed at mortgage … Read more
Buying a home without taking out a mortgage is practically an unattainable fantasy, especially now, with skyrocketing prices. But it is not easy for the bank to grant it to you either. When you are young because you do not yet have income that provides security to the entity. And when you are older, because … Read more
The Ombudsman, Angel Gabilondohas taken a proactive initiative involving the Bank of Spain and the Secretary of State for Economy and Business Support. This step focuses on evaluating and strengthening consumer protection in the field of microcredit. Context of microcredits Microcredits, also known as quick loans, are mainly aimed at consumers in precarious or desperate … Read more
MADRID, Nov 20 (Reuters) -Bank of Spain Governor Pablo Hernández de Cos said on Monday he did not see the need at the moment for banks to potentially extend mortgage relief measures for vulnerable households, given the lack of use by citizens until now. Last week, the Prime Minister of Spain, Pedro Sánchez, said that … Read more
Although this Thursday the European Central Bank (BCE) has decided to keep the price of money unchanged, interest rates have not stopped rising since July 2022. And it has done so at an unprecedented rate since its creation in 1999: 4.5 percentage points. With these figures, the ECB has decided to leave the main rate … Read more
The payment of the mortgage It can become a real nightmare for many people who for some reason are going through a difficult economic situation. However, for these people it also opens a door to hope. We have a new section where we offer all the information related to the Code of Good Practices #bdeFinancialEducation … Read more
It is almost a given that the Minister of the Treasury, who in this case is Juan Alfonso Ruiz Molina, has many headaches. And even more so at this time when he has to balance the budgets for next year. But if there is something that he does not have to worry about right now, … Read more
The worst news for those who have contracted variable interest mortgage loans has been confirmed by the Governor of the Bank of Spain, Pablo Hernandez de Cos: interest rates will remain high “for a long time”, at least until inflation is around 2%. Hernández de Cos made this forceful statement at the Barcelona headquarters of … Read more
Some 170 million euros to subsidize trains and buses for young people, 17 million for unions, an extraordinary 14 million for the public company Tragsatec in order to unblock European funds, 3.3 million as a credit supplement for the CIS, 10 million to subsidize the cinema for those over 65 years of age… Without forgetting … Read more