It remains at the same pre-pandemic levels. The most requested are from the remodeling-refurbishment and vehicle lines.
The loans offered by the Social Action Fund (CAS) of the province continue to show a sustained demand by public administration employees to whom they are intended.
This was expressed by the entity’s Loan Manager, Andrea Granado, during her visit to the Zonda TV program Lo que Pasa.
“There is a lot of demand and what is surprising is that it occurs in all lines”, which are four: Personnel, remodeling-renovation, vehicles and assistance, he expressed and assured that the most requested are the renovation and remodeling of homes, as well as the of rolled to acquire motorcycles and bicycles.
He trusted that in the first of the cases it is aimed mainly at the security issue, so they are used for perimeter closures, gates or bars and in the second, despite the fact that it has not yet been valid for a year since it was launched in October last year, it is because people seek to economize on transportation.
Since August 1, the amounts and therefore the interest rates of the four lines of loans offered by the CAS have been modified, even so the granting levels of before the Covid-19 pandemic are maintained.
This is because “they are very low rates considering what a financial institution can offer. The other noteworthy thing is that in financial entities they have an annual financial cost of approximately 80%, “said Granado.
He also said that for the most requested lines “we have a list of providers and there are two options: 100% of the amount can be granted or 70% to the provider house and 30% to the person who requests it. It has the advantage that the 30% in cash can be used by the applicant for freight or minor construction expenses. And in the case of the shots for the costs of patents, vests or helmets.
Another advantage is that “in the Caja de Acción Social, when someone is going to acquire the credit for the first time, an administrative expense of $2,000 is charged for the first three lines and $1,500 for the welfare line.” For these, it is not necessary to ask turn and they only have to go to the loan management where there is a table to advise. Those who live in remote apartments should not take a shift either. The basic requirements for the applicant and guarantor are a photocopy of the DNI, the salary receipt issued by the Digital Citizen page and the proof of CBU issued by home banking or the bank that the applicant has, never by the cashier because that proof does not It has the identification of the person.
Shifts can be taken through the Caja’s page www.cas.gob.ar or also at the Mendoza street management personally at a self-management terminal, also on a WhatsApp line to make inquiries and landlines.
Amounts
1.-
Personal:
Up to $220,000.- and can be paid in 24 installments and with an interest of 56%.
2.-
Remodeling-renovation:
Up to $500,000 and can be paid in 48 installments with an interest of 44.70%.
3.-
wheelset:
Up to $280,000.- and can be paid in up to 48 installments with an interest of 44.70%.
4.-
Assistance:
Up to $100,000.- and can be paid in 24 installments with 38% interest.
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