“Surviving Multiple Loan Applications: Dealing with Credit Inquiries and Maximizing Credit Scores”

(SORRY, A LOT OF TEXT. I WOULD APPRECIATE YOUR HELP)
Well, this year I did the foolishness of applying for several (5 or 6) loans between February and April, three departmental ones that I don’t even know what I want and I didn’t even follow up on them, and 3 bank ones that really interest me and surprisingly they approved me. All 3 and I even have two Plásticos with definitive lines (Citi and HSBC) and I still need to go for one from Banorte.

The thing is, I took out my special credit report and I have a lot of inquiries (I didn’t want to count them, but more than 15 or 20 💀) logically because each request made me several inquiries plus some recurring ones like zenfi, only the one from Banorte made me like 4 inquiries and added to the fact that I canceled a couple of fintechs because I already have several banks because I expect a good fuck in my score, besides that I have my first exclamation point because unfortunately I was a nanopay client and well, you already know the story of his fraud.

Fortunately I already have my team of tdcs (BBVA, HEY, Citi, HSBC and Banorte) complete and the net I do not expect to apply for another loan in practically years, I already have all the important banks and for all the promotions (also I am a student, I do not need loans or car loans now or anything) I am not interested in any other short-term credit more than perhaps an AMEX in the medium term but that will be in several years and well, meanwhile I will dedicate myself to growing the lines that I have and making a history with them.

So I have several questions, the first is, can the consultations and lowering my score affect the credits I already have? for example, that they cancel some or that they lower my line (which I doubt because they are not very high per se XD) or with the ones I have there are not so far (it should be noted that I have a very good behavior, not a delay and I pay always the totals,

Another is that I am thinking of nothing more than going to the north to hire bureau blocks to recover my score as soon as possible from so many requests but I don’t know if they recommend it or maybe it could harm me just the same, you see that later Banamex cancels credits for anything and it is not going to be that they want to see my bureau and because it is blocked they cancel me.

But hey, the fact is that at least I already have my bank tdca, that I do not plan to take out more loans in at least two years (unless one of the banks that I already have offers me a better option, then I already cancel the that I have) and I wanted to know your opinions to know how to behave with my credits during this time to make the most of them and demonstrate good behavior.

Thank you very much and an apology for the bible.