Suggest ways to solve debt Reduce the debt burden during the new COVID-19 epidemic that is still open to the general public. With debt restructuring Who can enter? How to apply? Check now
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afterCOVID-19 Back to the outbreak of a new wave. Causing the economy to go back down In addition, this was the period when the first government measures had already ended. But the financial situation of many people has not yet returned to normal. Worse, some people have “Bad debt” Even though he had always been a good debtor Or someone who has already had bad debts Will add even more bad debts
Today (8 January 2021), the dot com gearbox will introduce a debt solution. Provide debtors with debt and bad debt problems through projects that are still open to join the new coronavirus period. To be an alternative to able to manage existing debt to lighten Or have the opportunity to discharge creditors in the not near future From the project of the debt solving clinic And Government Savings Bank Details as follows
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1. Debt Solving Clinic by SAM
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Is a joint project of the company Sukhumvit Asset Management Co., Ltd. (SAM) and the Bank of Thailand (BOT) to help people with bad debt problems. Including credit cards, cash cards and unsecured personal loans To be able to break out of the debt cycle through “Debt Restructuring” After bad debt Without cost
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Who can join?
– being an individual with income not over 65 years old
– Was (NPL) before 1 July 2020 (According to the credit bureau report, as of June 2020, must have outstanding status of 91-120 days or more)
– Total debt not exceeding 2 million baht
– No bad debt, credit card, cash card or personal loan Collateral of the participating institutions
From 17 banks and 18 non-bank financial service providers as follows:
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The process of joining the project
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Step 2: Fill out the information in the application form.
Step 3: Prepare supporting documents for participating in the project as follows
– Copy of ID card / Copy of applicant’s house registration
– Documents for checking of debt information from credit bureaus where customers can request credit bureau information at Credit Check Center / Bank Counter / ATM / Mobile App / Thai Post Office / Internet Banking
– Permanent employees (3 months salary slip)
– Self-employed (bank statements for the past 6 months / 50 bis income tax return documents (if any))
Step 4: When confirmed by the institution To join the project The staff will contact you to make an appointment. In order to enter into a debt restructuring agreement
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What does a debt solving clinic help?
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– Not being demanded by many creditors
– Solve multiple debts, complete income in one place
– Make only one debt settlement agreement
– Easy installment according to the debt repayment schedule
– Long installments up to 10 years with a minimum interest of 4-7% per year.
– Do not incur additional debt Do not have to rely on informal debt.
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Where can I join a “debt solving clinic”?
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If the qualifications are complete, you can apply at ..
Apply online >> click <<
Apply by mail >> click <<
For more information, please call 02-610-2266 or www.debtclinicbysam.com
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2. Debt restructuring for retail receivables With debt consolidation “savings bank”
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By Government Savings Bank Open to debtors to join the project From 1 September 2020 – 31 December 2021
Who can enter?
– Being a housing loan debtor of the Government Savings Bank That are not classified as NPLs or do not pay the principal and interest more than 90 days or 3 months from the due date.
– Being an unsecured retail loan receivable of the Government Savings Bank such as credit card, cash card.
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Where can I join?
– Apply at the website of savings bank Or at the link >> click –
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Thanks for information Debt Solution Clinic, savings bank
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