During two days, a total of 436 entrepreneurs interested in accessing the ‘Cartagena Adelante’ credit line were attended, which has a total amount of $ 45,000 million for micro, small and medium-sized companies in all sectors of the city.
“This line of credit that we activated together with Bancóldex has been very well received in the city, even an inkwell has already accessed credit, also, loans have been approved for cafeterias, hardware stores, and shopkeepers. The resources of this credit quota are available to the entrepreneurs of our city ”, expressed Mayor William Dau.
The purpose of the credit line is to finance working capital needs to pay payroll expenses, purchase of raw materials and supplies, and operating expenses. Likewise, the loan resources may be used to invest in modernization, including leasing operations, which help to reactivate economic activity, also considering investments in biosafety of companies.
“The resources that we activate, in association with the Mayor of Cartagena, include important reliefs that help companies, especially micro and small in the region, to reactivate their businesses quickly. The line is still in force so that more companies in the city can access amounts under very favorable conditions to guarantee their liquidity and modernization in the context of the post-pandemic, ”said Javier Díaz Fajardo, president of Bancóldex.
Through commercial banks, micro-enterprises will be able to access a maximum amount of $ 100 million; the small ones of $ 300 million and the medium ones of $ 500 million. In the case of microenterprises that access through microcredit-oriented entities, their maximum quota is $ 50 million.
The Ministry of Finance reported that 60% of those attended during this day were informal microentrepreneurs, among whom were street vendors from the Historic Center and the tourism sector, such as palenqueras, vendors of sweets and hats.
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How to access the “Cartagena Adelante” line?
Bancóldex has a wide network of allies that interested entrepreneurs can turn to, such as banking establishments, financial corporations, finance companies and financial cooperatives, Fintech, financial NGOs, cooperatives with savings and / or credit activities, financial foundations, savings banks. compensation, employee funds, microfinance entities and other entities with a place in Bancóldex. In case you want to consult the list of allies and the steps to access the credits, consult the web portal www.bancoldex.com.
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