Special investments – Life insurance: higher contract costs

Payer 3% entry fee on a euro fund when it reported 6% per year, it was to agree to make a cross on six months of performance. Bearing these costs when the rate of return falls to 1.5% means missing out on two years of compensation! And sometimes even more. You must therefore look very closely at the costs of your life insurance contract.

If the contracts on the Internet do not provide for entry fees, the others are often heavily charged, from 3.5 to 4% for certain contracts. Admittedly, the maximum charges displayed are not always those that are practiced. But it is often difficult to negotiate and, unless you are a customer to (re)conquer, you will only obtain a discount in return for a substantial investment in units of account.