With total assets of almost 15 billion euros and around 1,100 employees, Sparkasse Bremen is the number 10 German savings bank, a strong partner of the Bremen economy and the city’s leader in financial services. We offer a wide range of innovative and high-quality financial services for everyone in Bremen. Proximity to our customers, comprehensive consulting services, professional decisions on site and a high degree of social responsibility for Bremen and the region are part of our self-image. In order to be able to support our customers flexibly and in line with their needs, we are structured as a network organization and work in independent teams. Tasks You analyze and review our credit business with new and existing corporate customers and thus continuously improve the quality of our credit book. With your extensive wealth of knowledge in the financial market, you support the core lending and credit monitoring team across very different areas – from corporate customers in the syndicate, corporate and acquisition financing segments, industry, transport to trade finance to project financing. – Checking, evaluating and voting – based on you Based on the ratings created in relation to the economic circumstances of our corporate customers, you also analyze complex business and financing models, accurately assess the risks and potential and always keep country-specific risks and MaRisk conformities in your field of vision – market back-up opinions for loan applications are created by you – in this regard, you assess the credit risks taking into account the annual financial statement figures, Inter-annual reporting and planning as well as the determination of conditions – You assess the current and future ability of our corporate customers to service their debts and create sensitizations – Your risk assessment also includes the review and evaluation of covenants and their compliance as well as the monitoring of requirements to be adhered to in ongoing disclosures – You enable reliable early risk detection of problematic or risky commitments – Cross-functional participation : You identify cross-selling approaches and sales potential, participate actively in deal teams and customer conferences and, as a specialist, you are also part of customer meetings and technical discussions with tax advisors and auditors Profile – Your basis is a degree in economics – you are e.g. B. Bank business economist or savings bank business economist, MBA or certified accountant – Alternatively, you are qualified by appropriate professional experience in a comparable role as a credit analyst, credit examiner or voter – In any case, you have sound practical experience in corporate customer business – InSachen You are an expert in the financial market and credit: you know MaRisk and the other regulatory requirements exactly and you have been able to train and expand your extensive analytical skills in specialist seminars – you act confidently with numbers and information from various sources and accurately conclude concrete analyzes – your ability to handle complex situations You will also benefit from working with many different actors – You are solution-oriented and motivated in your tasks and do not shy away from responsible projects – You have good business English, a high IT affinity and are familiar with MS applications (e.g. E.g. Excel, Word). Exciting and varied position in which you will play a key role in shaping and developing Sparkasse Bremen – You will be part of a working environment with us that enthusiastically welcomes and promotes innovative ideas – Our offer for you includes an attractive compensation package with fixed and variable components as well as extensive social benefits – You are interested in the compatibility of work and family important? We support your work-life balance with flexible working hours
2024-03-01 05:45:44
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