Sparkasse, Deutsche Bank and Co.: Attention customers! There are many disadvantages lurking behind the supposed offer
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Sparkasse, DHL and Amazon: Beware of phishing! This is how you protect yourself!
– Sparkasse, DHL and Amazon: Beware of phishing! This is how you protect yourself! Billions of spam emails are sent around the world every day. Most of them are so-called phishing emails.
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savings bank, German bank and Co. offer a new offer. That’s why mail is fluttering into customers’ houses these days.
In it, banking institutions advertise a debit card as a free alternative to a credit card. But who is on the offer of savings bank, German bank or the competition, could run into problems pretty soon.
Sparkasse, Deutsche Bank and Co.: Also tung! Consumer advocates warn against debit cards
The deal sounds lucrative at first glance: Many banks are telling their customers these days that their credit or debit card will be subject to a fee. If you like, you can switch to the debit card. It is internationally recognized and free of charge. But the devil is in the details.
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This is the savings bank:
- Sparkasse organized by the umbrella organization DSGV eV (German Savings Banks and Giro Association)
- Association of savings banks, public insurance companies and other financial service providers
- More than 200,000 employees
- over 12,000 branches and more than 375 institutes (2021)
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Because on vacation, customers can quickly get into trouble: “If I only have a debit card, then there can be problems with the rental car. Many customers don’t know that, take the free debit card and then they stand there,” warns David Riechmann from the consumer advice center in North Rhine-Westphalia in an interview with “MDR”.
Sparkasse, Deutsche Bank and Co.: This is behind the debit card problems
And the problem does not only arise with rental cars – but whenever a deposit is due. Many international companies only rely on credit cards.
The reason: As is well known, a deposit can be blocked with them. This makes the owner appear creditworthy, reports the “MDR“. The debit card, on the other hand, is only a credit card without a comparable credit line.
Sparkasse, Deutsche Bank and Co. rely on debit cards – for this reason
But there is another reason why Sparkasse, Deutsche Bank and Co. want to make the debit card palatable to their customers. Because from 2023, the last EC cards with an integrated Maestro or V-Pay function are to be issued. Without this function, German customers in Europe can no longer pay with their EC card.
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Further reports on Sparkasse, Deutsche Bank and Co.:
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If you want to pay cashless abroad, you have to use a debit or credit card. But there is a problem here too: Some smaller shops in Germany are only set up for the giro card and have to turn away customers with debit cards.
Customers who are now faced with the decision should carefully consider what they want to use their bank cards for in the future. In some cases, the free version is not always the cheapest in the long run. (aka)
Sparkasse: Beware of this news
Another message from Sparkasse could be dangerous for customers. However, it is not an official report from the bank, but criminals. Here’s everything you need to know to protect yourself. >>>
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