Jakarta, CNBC Indonesia – Deputy Minister (Wamen) of State-Owned Enterprises (BUMN) Kartika Wirjoatmodjo said Indonesia’s economic growth in the second quarter of 2021 at 7% is a sign of economic recovery. Tiko, his nickname, credit from state-owned banks (Himbara) has started to recover.
He said the micro and corporate sectors have started to grow due to improving community activities and increasing exports.
“From the Himbara bank segmentation, it is clear, we also understand that in the near future BRI will have an ultra-micro ecosystem that can become a game changer,” said Tiko, Thursday (5/8/2021).
He revealed that the government hopes that banks can provide financing not only for the formal sector, but also for the informal sector through Ultra Micro Holding. That way the potential of 60 million ultra micro can be affordable and increase financial inclusion.
“This will certainly be a change where Himbara’s reach will increase and the customers who will enter will be wider and more diverse. Then the pawnshop will provide pawnshop and PNM services for social lending, BRI will also encourage MSMEs to go global,” he said.
In this way, the role of SOEs in Financial Services can deepen and become a positive catalyst for economic growth. Tiko revealed that other Himbara members also have segmentation and tasks that must be done to move the economy.
“We hope this engine can move forward from various segments,” he said.
In addition, from the micro sector, PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) loans grew 17%, in PT Bank Mandiri (Persero) Tbk (BMRI) credit growth was driven by the corporate sector. This improvement in credit demand was driven by improved community activities and other components of economic growth, such as exports of CPO and new coal commodities.
“The ongoing PPKM, recovery where the number of infections is reduced. We encourage Himbara to approach all business sectors to start planning future business,” he explained.
Apart from BRI and Mandiri, two other Himbara banks are PT Bank Negara Indonesia (Persero) Tbk (BBNI) and PT Bank Tabungan Negara (Persero) Tbk (BBTN).
Currently, the demand for credit from the real sector has begun to be re-planned and the restructuring that has been carried out so far has begun to pay off. Himbara is also expected to remain prudent in financial management and maintain adequate reserves.
“The reserve component must be increased regardless of optimism for new loans. We must maintain the company’s ability to cover future losses so that it runs well,” he concluded.
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