JAKARTA, KOMPAS.com – PT Sarana Multigriya Finansial (Persero) or SMF distribute Sharia Housing Loan (KPR) or KPR iB amounting to Rp. 500 billion to PT Bank DKI.
Sharia KPR using the schematic replacement financing with the contract of Mudharabah Muqayyadah.
This loan is part of the synergy between SMF and Bank DKI in accelerating the acceleration of the National Economic Recovery (PEN), particularly in the sector. housing
In addition, the loan also aims to expand access to decent and affordable housing for State Civil Servants (ASN) within the Regional Government (Pemda). DKI Jakarta Province.
President Director of SMF Ananta Wiyogo said, refinancing This is a form of support from SMF to increase liquidity in mortgage lending banks, in particular regional development banks ( BPD) in order to stay awake.
Ananta hopes that this can spur BPD to maximize its ability to encourage credit growth that is being affected Pandemic Covid-19.
Also read: SMF Strategy Distributes Housing Financing for Informal Workers
As is known, the housing sector has more than 170 derivative industries that are expected to help this business.
“We are optimistic that in the future the synergy between the two parties will be better. Therefore, we invite other BPDs to collaborate together in moving the housing sector during the pandemic, “said Ananta in a press release received. Kompas.com, Monday (14/9/2020).
This cooperation will be continued with synergy of application Electronic Mortgage Management System (EMMS) to encourage the effectiveness of Bank DKI in initiating the KPR iB distributed.
Then, the Capacity Building Program to support increasing the capacity of personnel in the distribution of KPR iB.
With this Rp. 500 billion loan disbursement, the total loan disbursement that has been disbursed by SMF under a Sharia agreement to KPR Distribution Banks since January this year has reached Rp. 3,950 trillion.
Director of UMK Credit and Sharia Business of Bank DKI Babay Parid Wazdi expressed his gratitude for the trust given by SMF to Bank DKI.
He revealed, this financing is a form of synergy between BUMN and BUMD.
In addition, this financing model can be applied by SMF with other BPNs in each region.
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