SMEs Can Get Unsecured Loans of up to IDR 2 Billion Page all

JAKARTA, KOMPAS.com – PT Investree Radhika Jaya (Investree) launched a product unsecured loans up to IDR 2 billion for small and medium enterprises (UKM) online. This is at the same time a step for the company to expand its reach to SMEs online.

Investree Co-Founder & CEO Adrian Gunadi said, providing easier and faster access to finance was intended to support SME players. online in preparation for the upcoming National Online Shopping Day (Harbolnas) series.

During the preparation period, financing from Investree can be used as capital for business actors to prepare larger quantities of goods on time, in order to maximize sales during Harbolnas.

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According to Investree data, 75 percent of the average income of SMEs online per month can be achieved in just one day during the Harbolnas period. This opportunity should not be missed and needs to be exploited to be able to revive business in the midst of a pandemic.

“We realize that demand will increase and can become an opportunity for online SMEs to increase profits. With that, through loan products specifically for online entrepreneurs, we try to help them make maximum sales,” said Adrian in a written statement, Tuesday (18 / 8/2020).

In detail, through this unsecured loan product called Online Seller Financing (OSF), UKM online can apply for loans of up to IDR 2 billion with competitive interest starting from 0.9 percent per month. The loan tenor is up to 24 months.

To market this product, Investree collaborates platform others namely Bukalapak, Midtrans, and Mbiz to streamline the loan distribution process.

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“We see great potential to jointly develop the SME ecosystem online in Indonesia. To support this, Investree, through partnerships with partners in the ecosystem, will continue to strive to provide innovative financing solutions, “he said.

In addition to unsecured loans, Investree provides loans to SMEs Online through a Working Capital Term Loan (WCTL) product, where business players can get financing at competitive interest according to a modern credit scoring system. The installment scheme is flexible for up to 24 months, and a pre-approved limit of up to IDR 2 billion.

Both OSF and WCTL, the two loan products use a monthly installment repayment scheme, so they are considered not burdensome to entrepreneurs online.

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Adrian said, with the loan application process that can be done online, his party will also support implementation less contact economy. Thus, enabling SMEs online solve capital problems with minimal contact solutions or face-to-face meetings.

“Welcoming the new era of normality, we help UKM online to adapt, invite to take advantage of the digital platform that we have prepared to revive his business. In the end, we hope this will accelerate the pace of national economic recovery, ”he said.

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