SME D Bank responds to the government policy By the Ministry of Industry Moving forward, the joint venture unit, “Empowering the Future of Thai SMEs” credit project totaling 1,000 million baht, providing opportunities for juristic persons with potential access to low-interest capital sources of 1% per year, maximum loan range of 5 million baht, with 7-year installments to enhance liquidity. Upgrade business Transcending COVID-19 Crisis into New Normal Business
Ms. Nart Naree Rattapat, Managing Director Small and Medium Enterprise Development Bank of Thailand (SME) or SME D Bank revealed that from the situation of the epidemic of COVID-19, the government by the Ministry of Industry Has passed a resolution approving the loan project “Empowering to Build the Future Thai SME” under the SME Development Fund under the Pracharath Line, with a total amount of 1,000 million baht, supporting potential SMEs to access low-cost funding sources with SME D Bank is a joint unit responsible for conducting credit analysis and approval according to the fund’s criteria. In order for SME operators to use as working capital. Liquidity enhancement Reserve as an expense or invest in expanding and improving the business and expanding the business with technology. Supporting growth towards the New Normal era
For the said credit The interest rate is 1% per year, the maximum loan amount is 5 million baht, the loan term is up to 7 years, no more than 1 year of principal payment, no collateral required. Opportunities for juristic entrepreneurs who are manufacturers, providers of retail and wholesale services Or users in 6 business groups: 1. Automotive & Electrical Business, 2. Intelligent Electronic Industry Business Group, 3. Medical Device Industry Business Group, 4. Robot Manufacturer / User Business. Automatic machine Or artificial intelligence (AI), 5. Travel business. Or related business groups; and 6. Tech Startup business groups, including other businesses which are in accordance with the SME Development Fund Management Committee under the Civil State guideline (Kor.
The qualifications for loan applicants are divided into production of goods or providing services. Must employ no more than 200 people or have a fixed asset value excluding land. Value not exceeding 200 million baht for retail or wholesale trade Must employ no more than 50 people or have a fixed asset value excluding land. Value not exceeding 100 million baht, must have a single accounting system. Or request to login to one account Have a history of at least 12 regular repayment periods with no loan approval applicants owed to NPLs not prosecuted And is not bankrupt on the date of submission of the application form
In addition, loan applicants must not be in the process of receiving assistance from the Small and Medium Enterprises Promotion Fund (OSMEP), working capital for the promotion of the family industry and Thai handicrafts, SME Development Fund. Pracharath, 10,000 million baht, the rehabilitation project for small SMEs, 8,000 million baht, and the grow-up, Thai sustainable SME loan project, 3,000 million baht.
Those interested in the Thai SME Future Empowerment Loan can request a loan from now until September 30, 2021 by registering through the website. www.thaismefund.com For more information, please contact Office of SME Development Fund, according to the Pracharat guideline Tel. 02-202-3879 and Call Center of SME D Bank Tel. 1357
“The government gives importance to promoting SMEs, upgrading their businesses by using new technology. Therefore, it has approved loans for empowering the future of Thai SMEs under the SME Development Fund under the Pracharath Road, with SME D Bank as a joint unit to lead SME entrepreneurs with potential access to capital sources. This project will be another key mechanism to help SMEs conduct business in the COVID-19 situation. That still affects the economy both in the country and abroad continuously. As well as stimulating the domestic economy To be able to recover And be strong soon, ”said Ms. Nartnari.
– .
