“Smart Ways to Save Money: Tips, tricks, and savings insurance options for salarymen”

In this digital age… everything is easy to buy and pay quickly. And how to collect money to live? This work must be sought. Easy way to save money Because whether it’s shopping online F’s via live or swipe your credit card to buy large items can complete online transactions through fingertips in less than a minute Who has a lifestyle that pays well at the level of this template? seems to be having a problem, intending to save money for how many years I didn’t succeed. Today we have a secret to save money easily. Let’s come to spoil the salary man, Sai Pay.

Easy way to save money with savings insurance

How to save moneyThat’s good, not completely stopping spending. or hide a good credit card It’s about designing a way to spend wisely. Able to manage shopping with ease and have left over as intended The tips that are deposited today. Everyone can do it and got very good results Let’s try to follow.

How to save money, smart people edition, save money easily, get great results!

How to save money, smart people edition, save money easily, get great results!

• Deduct 10% of salary into savings account. For example, if your salary is 20,000 baht, you will deduct 2,000 baht and put it in your savings account immediately. The savings account should be “Fixed deposit account” that can be withdrawn after completing the deposit amount Then bring the rest of the money to allocate credit card bills, rent, water bills, electricity bills, telephone bills, internet bills. and spending on a daily basis
• record income – expenditure Keeping a monthly expense record will help you see more clearly your spending habits. however You shouldn’t make a record to put too much pressure on your own money. Because the greatest benefit of making income-expense It is to show items that are much needed and items that can be eliminated from the best use of money.
• Limit your shopping budget each month. Anyone who is an online F line must restrain themselves by setting a monthly shopping budget. How much do you allow yourself to buy things for your personal happiness each month? And if that month accidentally shopping more than the set budget Only use the next month’s shopping credit deduction method. This simple method will help us force ourselves not to spend so much on shopping out of control.
• Keep 50 bills or 10 coins in a jar. During the day, if you receive change in 10-baht coins or 50-baht banknotes, keep your heart separate and put them in a savings box. even if it’s a small amount But collecting often will help us have money to save or in case of emergency expenses This money will help alleviate unexpected expenses each month.
• buy gold If anyone knows how to do it, they will definitely not be able to control themselves to save money. Try using the method of dividing the savings to buy small gold bars, such as 1 salung, 50 satang, or 1 baht. Find a time when the gold price is good. Buy and keep little by little. The price of gold usually goes up and down according to the market mechanism. Buying gold today is an asset that can increase in value in the future.
• buy savings insurance It is a way to save money with discipline. which provides both stability provide life protection provide valuable returns And can be used for annual tax deductions according to conditions up to 100,000 baht, which there are many types of savings insurance currently available. There are different short and long savings periods, so before choosing to buy, you should consider choosing insurance that fits your lifestyle. And confident that they will be able to pay premiums until the end of the policy period

Undoubtedly, what is savings insurance and how to choose it worth it?

accumulation insurance Is life insurance in the form of stable savings get a return for sure And get life protection at the same time. In addition, the accumulated insurance premium can be used for tax deduction up to 100,000 baht (according to the criteria set by the Revenue Department).

Techniques for selecting savings insurance worthwhile

Techniques for selecting savings insurance worthwhile

before choosingbuy life insurance There is something important that I want everyone to consider. and compare before making a decision, including

• How much is the insurance premium per year? How much returns will be returned at the end of the policy year?
• Is there a refund during the policy year? How many percent do you get per year?
• How many years is there a period to pay insurance premiums? And continue to protect for how many years?
• How much is the sum insured in the event of an unexpected event?
• that insurance product belongs to the insurance institute with stability and reliable or not

In addition, everyone should understand the details. And the various conditions of insurance carefully. If you don’t understand which part, you should ask an insurance agent. or salesperson To always be clear before making a purchase decision.

Important things and precautions when buying short-term savings insurance or tax-deductible savings life insurance, i.e. buy it…can pay! It is necessary to assess the ability to pay premiums that must be paid continuously for many years. This is to maintain the benefits of saving money with savings life insurance as much as possible.

At this point, many people should be starting to pay attention to savings options like savings insurance, right? let’s see how “Short term savings insurance” introduced today will match the lifestyle of a salaryman who want to save a lump sum How much should I use as a reserve fund in the next 10 years?

Get to know TTB Life Savings Life Insurance Saver 12/5, a worthy savings alternative for salarymen.

TTB Evalu Saver life insurance is a short-term savings insurance. that meets the needs of young office workers and avid shoppers who want to have some savings as their future capital With a short premium payment period of only 5 years, but receiving life coverage throughout the 12-year contract with high stability and receive cash back every year In addition, it can be used for annual tax deduction up to 100,000 baht per year according to the Revenue Department’s criteria. Easy to apply through online channels Once you know the approval result, you will receive the electronic policy immediately.

Highlights of TTB Evalu Saver 12/5 life insurance

• pay short premiums Pay annual insurance premiums at a fixed rate for only 5 years and receive life coverage throughout the contract period of 12 years.
• Get cash back every year from the first year and increase up to 5% of the sum insured.
• Have stability, receive life coverage up to 510% of the sum insured
• Tax deduction up to 100,000 baht per year (according to the criteria set by the Revenue Department)
• Easy to apply online can choose insurance premiums and can see the benefits according to the policy conditions by themselves Apply anytime, anywhere through the ttb touch application without having to check and answer health questions (according to the conditions specified by the company)
• Approval, instant guarantee which can choose to receive an electronic policy or can be delivered by post as well

Life Insurance TTB Evalu Saver 12/5

Special to the next level For those who choose to pay premiums as well ttb credit card and then make a ttb so good installment payment, will receive a 0% interest rate for 3 months

interested in the product Life Insurance TTB Evalu Saver 12/5 Click now

*Buyers should understand the details of coverage. Conditions and exclusions before deciding to buy insurance every time.

*Life insurance by Prudential Life Assurance (Thailand) Public Company Limited TMB Thanachart Bank Public Company Limited is just a life insurance broker. and responsible as a broker only