In June 2022 there was a severe storm in the Gelände valley in Carinthia. It is not yet known exactly how extensive the damage is. Many houses are no longer habitable. In the event of storm damage, insurance usually pays little or nothing. Insurance covers the costs if something insured breaks. For example, you have household maintenance insurance. If something breaks in the household, the insurance will replace it. Many people affected by this storm now have nothing at all.
So that something like this doesn’t happen again, the politicians want to change the laws. The insurance companies must then comply with these laws. Damage caused by natural disasters should be included in fire insurance. The ÖVP wants damage from natural disasters to be included in fire insurance. Fire insurance protects you against certain types of damage caused by fire. A natural disaster (spoken: natural disaster) is, for example, an earthquake or a flood.
Emergency Request
On Thursday, July 21, 2022, the ÖVP Carinthia will submit an emergency application to the federal government. An urgent motion is an item on the agenda of a meeting. An order of the day is the flow of a meeting. Fire insurance should also cover damage caused by flooding, avalanches, earthquakes and mudslides. That’s what Markus Malle says. He is the club chairman of the ÖVP Carinthia. A mudslide is a mass of mud and stones that slides down the mountain into the valley.
Elementary insurance is voluntary
Elementary insurance can be taken out voluntarily in Austria. Elementary insurance is insurance against damage caused by storms. How much you pay for this insurance depends on the location of the house or apartment. The more dangerous the location of the house or apartment, the more expensive the insurance. This additional insurance will cost around 3 to 4 euros more per month. Malle says so.
Other countries as role models
The Carinthia team has been demanding compulsory insurance against storm damage and natural hazards since 2019. Compensation from disaster funds is often very low. There is also no legal claim. That’s what Gerhard Koefer says. Köfer is the mayor of Spittal an der Drau and boss of the Carinthia team. A fund is an amount of money that is to be used for a specific purpose. Legal entitlement means the entitlement to certain rights. In other European countries there is already insurance for natural disasters.
Dangerous areas must be re-evaluated
In the community area of meetings, the danger zones need to be re-evaluated. That’s what Klaus Glanznig says about the APA. The APA is the Austria Press Agency and the most important information service in Austria. Shiny is the mayor of meetings. He does not believe that mistakes were made in the dedications and room planning. A dedication says how a property may be used. For example as green land or building land. For example, buildings may be built on construction land. Spatial planning means the development of localities. The danger zone plans were always readjusted. The affected houses are also very old.
Here is the original report
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