Spaargids.beThere’s a shortage of coins from 5, 10 and 20 euro cents. Febelfin, Unizo and Comeos therefore ask you to take your saved coins to the bank, pay with them or pay digitally if you cannot pass. But having small change deposited in your bank account isn’t always free. Which bank charges for this? And can you avoid those costs? Spaargids.be understood.
Edited by Gianni D’Angelo, in collaboration with Spaargids.be
Last update:
08:09
Bron:
Spaargids.be
Simply producing extra coins quickly – it won’t work. The reason: a shortage of raw materials due to the war in Ukraine and the sanctions against Russia. That is why the call from Febelfin, Unizo and Comeos was made this week.
Differences between banks and accounts
Those who want to deposit change as a private person cannot simply go to their bank branch. Your financial institution usually asks you to make an appointment for this.
Whether you can go with everything else and whether you have to pay extra fees for it differs from bank to bank and sometimes even from checking account to checking account.
Are you looking for a deposit account with the best conditions for your situation? Compare them at Spaargids.be.
An overview:
• BNP Paribas Fortis charges a fee of 4 euros, regardless of the amount of coins you bring. The coins you deliver must be in a purse.
• Belfio collect up to 50 loose coins for free at the counter. Additionally, you can deliver up to four exchange bags per week. Belfius charges 3.72 euros for each piece of luggage up to 10 kg or the deposit of that change.
• For each loose coin delivered kbcyou pay 0.0042 euros as a private individual.
• Eng asks to carry the rest in the bags. The first three bags are free. From the fourth you pay 4 euros per bag.
• Silver they don’t charge you if you bring change to have it on your account.
• Small change deposit a AXA and Crelan it costs you 1 percent of the amount, with a minimum of 4 euros.
• Beobank charges a 0.50% fee for a cash deposit that includes coins.
To the National Bank?
If you live in Brussels or come there occasionally, you can contact the National Bank of Belgium in the Berlaimontlaan. It is not possible to deposit coins there; exchange them for bills and (larger) coins. You can exchange up to 5kg of coins for free once a month. You can hand in loose change unwrapped or loose. If you do it more than once a month, you pay 2 percent of the transaction costs.
It can be done indirectly
Do you still have a big pack of euro coins that you want to carry? And you don’t want to pay to take it to your bank or go all the way to Brussels? Good news: some accounts for children and teenagers allow you to carry money – both banknotes and coins – for free, with no maximum limit. One example is the current account ‘ING Go to 18’.
An overview of the cheapest children’s and youth accounts? View them here at Spaargids.be.
Specific: Deposit money via your underage son or daughter into their child or youth account and then you can simply transfer it to your own account.
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