Mexico Metropolis. The steadiness of the present credit score portfolio granted by industrial banks to shoppers amounted to 1 trillion 504 billion pesos in April, an quantity that confirmed a rise of 13.9 % in comparison with the identical interval final yr, in accordance with information revealed this Friday by the Financial institution of Mexico (BdeM).
In accordance with the Financial Aggregates for the fourth month of this yr, that is the primary time since October 2023 that the financing supplied by industrial banking establishments accelerates.
Between November of final yr and till March 2024, client credit score confirmed a slowdown in its dynamism, because it was lower than 13 % yearly.
Solely within the third month of this yr, this section of financing supplied by industrial banks grew 11.2 % yearly.
The steadiness of the patron credit score portfolio was greater by 242 billion pesos in comparison with April 2023 and 60 billion pesos in comparison with March of this yr.
The financing section by way of bank cards stood at 548 billion pesos, an quantity that confirmed an annual development of 10.2 %, which represented 72 billion greater than within the fourth month of final yr.
On this event this section slowed down, since in March an advance of 12.4 % was recorded yearly.
In comparison with the third month of 2024, the April information confirmed a rise of 12.4 % or 2 billion pesos extra.
The credit score that industrial banking establishments grant to accumulate sturdy items, resembling cars or private property, amounted to 286 billion pesos in April, an quantity that represented a rise of 36.5 % in comparison with the identical interval final yr, whereas which in its month-to-month variation superior 15.8 %.
Internally, financing to accumulate automotive automobiles stood at 250 billion pesos, an quantity that translated into will increase of 43.5 % in comparison with the fourth month of 2023 and 18.9 % in comparison with final March.
The credit score steadiness within the private mortgage section was 228 billion pesos within the reference interval.
The quantity translated into advances of 9.3 % yearly and 9.2 % in comparison with March 2024.
Concerning payroll credit, the steadiness amounted to 367 billion pesos within the fourth month, a determine that noticed a rise of 5.5 % in comparison with the identical interval final yr and 6 % in comparison with the third month of 2024. .
The financing supplied by industrial banks for the acquisition of housing was 1 trillion 347 billion pesos, an quantity that represented an annual improve of three.5 %, whereas in comparison with March of this yr it elevated 3.8 %.
The loans granted by industrial monetary establishments stood at 47 billion pesos, a determine that confirmed annual and month-to-month decreases, respectively, of 6.7 and 1.2 %.
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– 2024-06-03 01:55:59
