Securely finance the purchase of your home

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Recognizing that each client is their own universe, Actual Mortgage Bankers not only offers the most advantageous federal loans when it comes to buying a property, but through their personalized treatment they ensure that they get the most convenient product for each purchase.

“Our clients are not just another number, but each one is a case that we want to receive, identify well the possibilities they have to carry out a mortgage transaction, always starting from the reality that they have to meet certain requirements” said Eda González, vice president of Actual Mortgage Bankers, alluding to the obligation to comply with the federal parameters that govern these loans.

Among the products offered by the bank located in Bayamón, one of the most convenient for the Puerto Rican public is the Rural Development loans, guaranteed by the federal Department of Agriculture. According to González, this loan can cover 100% of the cost of the home, in the event that the appraisal value is higher than the sale price.

In Puerto Rico, the executive explained, more than 75% of the territory qualifies for this type of loan.

Actual Mortgage Bankers also have Federal Housing Administration (FHA) loans available, which finance up to 96.5% of the cost of a property, as long as it is the main home. Within the FHA loans is the 203K version, which allows you to buy a property that requires rehabilitation costs.

Finally, Actual Mortgage Bankers also offers veteran loans, with 100% financing, as well as conventional loans that adjust to the client’s profile, and that usually exceed 95% of the cost of ownership.

If you are looking for a home loan, contact the mortgage bank at 787-217-3737 or 787-779-3737, or visit actualmortgagebankers.com.

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