Scotiabank Colpatria expects to place more than 51,000 consumer loans in 2021

Scotiabank Colpatria seeks to disburse more than 51,000 consumer loans in 2021 worth more than $ 1.5 trillion.

The largest growth will occur in the last semester with estimated disbursements of 37,000 loans for more than $ 1.1 trillion in free investment.

The free investment credit offers the possibility of being requested digitally for terms of up to 72 months, with free credit studies, without a co-debtor and with interest rates from 0.73% per month in force.

The unification of debts through the purchase of a portfolio to reduce interest or terms is another of the possibilities offered by the bank with current interest rates that range from 0.73% per month in effect, equivalent to 9.12% annual cash. The entity plans to disburse around 10 thousand operations this year.

In relation to revolving credit, in 2021 Scotiabank Colpatria plans to disburse more than 7,400 new loans with a quota of $ 224 billion.

This personal credit line, whose amount depends on the debt capacity of the person which is disbursed through a savings account and can be used totally or partially, handles interest rates from 0.99% monthly in force, 12.55% annual cash and offers the client the advantage to pay interest only for the credit quota used, among several additional benefits.

To date, about 311 thousand clients have a consumer loan, among free investment, revolving or portfolio purchase, for about $ 3.8 trillion.

“The process of modernization and digital transformation not only bets on digital solutions for the customer, sales tools have been delivered to commercial teams that, among other benefits, have allowed the disbursement of more than 9,500 consumer loans with times close to six minutes per credit , for a total of 260 billion between April 2020 and February of this year ”, assured Jaime Alberto Upegui, president of Scotiabank Colpatria.

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