According to the COVID-19 situation The new wave has widespread impact on the Thai economy. This affects the liquidity of the Bank’s business and retail customers. The Siam Commercial Bank extends the three measures to mitigate the impact of economic conditions for customers from the COVID-19 situation. With the following measures
1. Maximum interest reduction measure Effective Aug. 1, 2020, with SCB credit cards reducing interest rates from 18% to 16%, Speedy Cash revolving loans and Speedy Loan personal loans from 28% to 25%.
2. Additional measures for each type of loan are as follows.
All types of SCB credit cards, customers can pay off the outstanding principal. With a special interest rate of 12% per year for 48 months (except JCB card and spending items that request the service, so good with monthly installments)
Speedy Cash revolving loan, customers can pay off principal outstanding. With a special interest rate of 22% for 48 months (except spending items that request the service, so good with monthly installments)
Personal loan Speedy Loan, customers can reduce the rate of installment 30% of the original installment rate. With a special interest rate of 22% per year
Car loan Customers can stay for 3 months installments or reduce the interest rate. And extend the installment period
Home Loans: Customers can pay in installments for 3 months or stay on principal for 3 months and consider reducing the interest as appropriate or reducing the interest rate. And extend the installment period
Loan for small entrepreneurs (Sales not exceeding 75 million baht per year), customers can pay the installments up to 3 months or reduce the installment rate. And extend the installment period
However, customers who are interested You can apply to join the project until June 30, 2021 by requesting via the SCB EASY application (individual customers only) or via the SCB Call Center automation system, tel.
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