Action
mBank
The mBank runs events with the possibility of getting higher bonus 1000 CZK for setting up mKonto. (Conditions)
Raiffeisen Building Society
RSTS has a special offer for new clients, to a new contract building savings will give the interest rate 3 % p.a. for deposits. The promotion is valid until April 30, 2022 and the interest rate is valid only for the year 2022, then it drops to the standard 1.50% pa free of charge.
Next bonus 2000 CZK can be obtained when negotiating the package account + building block. If you set up a Raiffeisenbank Smart Account and RSTS building savings via the RSTS website, Raiffka will give you CZK 1,000 and RSTS another CZK 1,000. It has two hooks.
1. You must open an account with Raiffeisenbank via kodex mobility of the clientie when negotiating this package, you will state which account in the competing bank you are canceling.
2. You must meet condition of active use of the account at Raiffeisenbank = monthly income turnover min. CZK 15,000 and 3 outgoing payments per month (by bank transfer or card).
If you do not do this at Raiffeisenbank, you will only receive a bonus from RSTS (CZK 1,000).
Stavební spořitelna Česká spořitelna
The interest rate is not higher (still 1.50% pa), but “Buřinka” offers a bonus 2000 CZK for concluding a contract which is in itself free of charge for negotiation. With this bonus, the effective interest rate will increase to max. 4,80 % p.a. (only for the 1st year).
The condition is simple: in the period from 1 February 2022 to 31 March 2022, enter into a contract with a savings bank, either online via the web or via George (including mobile).
We are increasing
ČSOB
Savings account Savings with a bonus for people over 18 it has new higher interest rates and is divided into two types. Basic savings with a bonus is for everyone. If you have a smart phone and you use the ČSOB Smart application, which is just another name for its mobile banking, you will now get a better interest rate, in the comparator we call it as Saved with the Smart bonus.
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| Notice period | Deposit amount [Kč] | |||
|---|---|---|---|---|
| 0 – 250 000 | 250 000 – 500 000 | 500 000 – 1 000 000 | Over CZK 1,000,000 | |
| Savings with a bonus | 1 → 1,50 % p.a. | 1,10 → 1,50 % p.a. | 1,25 → 1,50 % p.a. | 0.15% pa (no change) |
| Savings with the Smart bonus | 2,25 % p.a. (novinka) | 2,25 % p.a. (novinka) | 2,25 % p.a. (novinka) | 0,15 % p.a. (novinka) |
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Oberbank
Term deposit Top Jistota Plus has a higher interest rate in all three deposit periods:
- 1-6 month 2% → 2.30% pa
- 7-12 month 3 → 3.10% pa
- 13-18 month 4 → 4.50% pa
The average interest rate thus increased from 3 to 3,30 % p.a.
Higher rates are also at term deposit Top Security.
| Storage time | Deposit amount [Kč] |
|---|---|
| 0 – unlimited | |
| 6 months | 2,3 ->2,80 % p.a. |
| 8 months | 2,4 → 2,90 % p.a. |
| 1 year | 2,5 → 3 % p.a. |
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Raiffeisenbank
U term deposit the 6-month deposit was eliminated and a 14-day deposit was added. In the range of 10–30 million crowns, the bank raised interest rates, the maximum being new 3 % p.a.
XL savings account with bonus has a new interest rate 3 % p.a. (it was 2.50% pa) for deposits up to CZK 150,000. If you search for this interest rate in your Raiffka account, you will not find it, it will not be displayed anywhere. You will only know that your savings account has a higher interest rate by the accrued interest if the conditions are met.
HIT savings account from the Equa bank brand (already Raiffeisenbank) has a new interest rate 3 % p.a. (it was 2.50% pa) for the band up to CZK 200,000. To obtain the interest rate, it is necessary to pay 3 times a month by card or to have investments in the Equa bank brand in min. CZK 50,000, otherwise the rate is reduced to 0.10%.
We are reducing
Savings interest rates have not decreased since the last comparison.
You’re making money
Current interest rates on savings deposit products still they cannot cover rising inflation. When you choose any product, you actually lose money because your money is devalued. Inflation in January 2022 was year-on-year 9,90 %but in reality it is higher.
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Where to see CZK 200,000
Savings accounts of banks without notice – sorted according to the highest interest rate of the deposit over 2% pa, without investment conditions.
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Where to see 500,000 CZK “goodbye”
Savings accounts of banks without notice – sorted according to the highest interest rate of the deposit over 2% pa, without investment conditions.
Where to see you with money over CZK 1,000,000
Savings accounts of banks without notice – sorted according to the highest interest rate of the deposit over 2% pa, without investment conditions.
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