international banking practices and the global​ credit card market. This guide helps US readers navigate ‌the key features and submission⁣ process.</p>\r\n <!-- /wp:paragraph -->\r\n <!-- wp:heading {"level":2} -->\r\n <h2><span id="al-rajhi-bank-credit-card-features-a-closer-look">Al Rajhi Bank Credit Card Features: A Closer Look</span></h2><div id="aiomatic_toc_container" class=" "><p class="aiomatic_toc_title">Table of Contents</p><ul class="aiomatic_toc_list"><ul><li><a href="#al-rajhi-bank-credit-card-features-a-closer-look">Al Rajhi Bank Credit Card Features: A Closer Look</a></li><li><a href="#applying-for-an-al-rajhi-bank-credit-card">Applying for ‌an‍ Al​ Rajhi Bank‍ Credit Card</a></li></ul></li><li><a href="#navigating-the-egyptian-credit-card-landscape-a-thorough-guide">Navigating the Egyptian Credit Card Landscape: A Thorough Guide</a><ul><li><a href="#eligibility-requirements-for-an-al-rajhi-bank-credit-card">eligibility Requirements for an​ Al Rajhi Bank Credit Card</a></li><li><a href="#contacting-al-rajhi-bank">Contacting ⁣Al Rajhi Bank</a></li><li><a href="#about-the-author">About the author</a><ul><li><a href="#related-articles">Related Articles</a></li></ul></li><li><a href="#understanding-islamic-finance-an-interview-with-dr-layla-ahmed-on-sharia-compliant-credit-cards">Understanding islamic Finance:‍ an Interview with Dr. ‌Layla ahmed on​ Sharia-Compliant Credit ​Cards</a></li></ul></li></ul></div>\r\n <!-- /wp:heading -->\r\n <!-- wp:paragraph -->\r\n <p>Al Rajhi Bank's credit cards, operating under Islamic ⁢Sharia⁢ principles, present ⁢unique features. One notable card, the AlFursan ⁤credit card, offers ​rewards programs, including mileage accumulation⁣ on both⁢ domestic and international spending. For example, the ​Platinum Infinite card provides 1⁣ mile per SAR ​2.5 spent domestically and 1 mile per SAR 1.5 internationally. Important ⁤welcome bonuses are also available, such as 50,000 miles⁢ for spending SAR 1,000​ within the first 60 days. This structure mirrors reward systems common in US credit ​cards, albeit with different currencies and reward structures.</p>\r\n <!-- /wp:paragraph -->\r\n <!-- wp:paragraph -->\r\n <p>The‍ bank also offers a Classic Charge Credit Card, designed for compliance with <a href="https://gfmag.com/features/islamic-finance-faq-what-islamic-finance-and-how-does-it-work/" title="What Is Islamic Finance And How Does It Work?">Islamic finance</a>​ principles. This card provides "unparalleled benefits tailored to your needs," according ⁢to the bank's website.⁣ While specific details aren't readily‍ available in the provided sources, this highlights the bank's commitment to serving a specific market segment, a concept familiar to US consumers through niche credit card offerings.</p>\r\n <!-- /wp:paragraph -->\r\n <!-- wp:heading {"level":2} -->\r\n <h2><span id="applying-for-an-al-rajhi-bank-credit-card">Applying for ‌an‍ Al​ Rajhi Bank‍ Credit Card</span></h2>\r\n <!-- /wp:heading -->\r\n <!-- wp:paragraph -->\r\n <p>While the specific application process might vary, the ⁣general steps often involve visiting ⁣the official al Rajhi Bank website, registering an account, ⁤and completing the online application. This process is similar to ⁢applying for credit cards in ​the US, emphasizing the importance of accurate data entry and secure online banking practices.</p>\r\n <!-- /wp:paragraph -->\r\n <!-- wp:list -->\r\n <ul><li>Visit ⁣the official ‌Al Rajhi Bank website.</li><li>Create an account or log in.</li><li>Select the desired credit card.</li><li>Provide necessary personal ⁤and financial information.</li><li>Submit the application and await approval.</li></ul>\r\n <!-- /wp:list -->\r\n <!-- wp:paragraph -->\r\n <p>Remember to compare different‌ Al​ Rajhi Bank credit cards to find ⁤the best fit for your financial needs and​ spending habits. This is a crucial step, mirroring⁣ the advice given to US consumers ‍when ​choosing a credit card.</p>\r\n <!-- /wp:paragraph -->\r\n <!-- wp:paragraph -->\r\n <p>Disclaimer: This article provides general​ information and should not be considered financial advice. Always‍ consult with a financial professional before making any financial decisions.</p>\r\n <!-- /wp:paragraph --><!-- wp:heading -->\r\n<h1><span id="navigating-the-egyptian-credit-card-landscape-a-thorough-guide">Navigating the Egyptian Credit Card Landscape: A Thorough Guide</span></h1>\r\n<!-- /wp:heading -->\r\n<!-- wp:paragraph -->\r\n<p>Securing a credit card in Egypt can seem ​daunting,but ‌with the right information,the process can‌ be ⁤streamlined. This guide provides‍ a clear overview of the ⁤requirements, application ⁢procedures, and essential contact details for Al Rajhi Bank,​ a major player in the Egyptian financial market.</p>\r\n<!-- /wp:paragraph -->\r\n<!-- wp:heading -->\r\n<h2><span id="eligibility-requirements-for-an-al-rajhi-bank-credit-card">eligibility Requirements for an​ Al Rajhi Bank Credit Card</span></h2>\r\n<!-- /wp:heading -->\r\n<!-- wp:paragraph -->\r\n<p>Al Rajhi ⁤bank, like other financial⁤ institutions, has specific criteria for credit card applicants. Key requirements often include:</p>\r\n<!-- /wp:paragraph -->\r\n<!-- wp:list -->\r\n<ul>\r\n<li>Sufficient funds in​ your existing bank account.</li>\r\n<li>Adherence to Islamic Sharia principles regarding prohibited purchases. "Your credit card must be used through Al rajhi Bank’s approval ⁢not to purchase ​prohibited products in accordance with ​Islamic Sharia," the bank specifies.</li>\r\n<li>A withdrawal⁣ limit ⁤typically capped at 30% of your credit ⁢limit."The⁤ withdrawal percentage must be equal to 30% of the credit limit."</li>\r\n</ul>\r\n<!-- /wp:list -->\r\n<!-- wp:heading -->\r\n<h2><span id="contacting-al-rajhi-bank">Contacting ⁣Al Rajhi Bank</span></h2>\r\n<!-- /wp:heading -->\r\n<!-- wp:paragraph -->\r\n<p>Reaching out to Al Rajhi Bank ⁣for inquiries or assistance is straightforward.They offer various ​contact options:</p>\r\n<!-- /wp:paragraph -->\r\n<!-- wp:list -->\r\n<ul>\r\n<li><strong>Existing Customers:</strong> 920003344</li>\r\n<li><strong>new Customers:</strong> 8001241222</li>\r\n<li><strong>Complaints and Fraud Reporting:</strong> 8001244455</li>\r\n</ul>\r\n<!-- /wp:list -->\r\n<!-- wp:paragraph -->\r\n<p>A significant advantage offered by Al Rajhi Bank is the ability to apply for a credit card online,‌ eliminating the need for in-person ⁢visits. "You can obtain a credit card without opening a bank account through the electronic service ​provided by Al Rajhi ‍Bank, which offers you the advantage of obtaining your favorite Alawwal credit card⁣ at any time and anywhere, ⁢rather of going ​to the relevant authorities to obtain it." this convenient option allows for a quicker ​and more flexible application process.</p>\r\n<!-- /wp:paragraph -->\r\n<!-- wp:heading -->\r\n<h2><span id="about-the-author">About the author</span></h2>\r\n<!-- /wp:heading -->\r\n<!-- wp:paragraph -->\r\n<p>This article was written by Carols Badri, a writer and specialist in the economic field with extensive experience in market analysis and economic ‍insights.holding a degree in Business Governance, ​Badri excels at simplifying complex⁣ economic concepts for a wider‌ audience. His work has been ⁣featured across various websites and platforms.</p>\r\n<!-- /wp:paragraph -->\r\n<!-- wp:heading -->\r\n<h3><span id="related-articles">Related Articles</span></h3>\r\n<!-- /wp:heading -->\r\n<!-- wp:paragraph -->\r\n<p>(Space for related articles ‌here)</p>\r\n<!-- /wp:paragraph --> <br/> <h2><span id="understanding-islamic-finance-an-interview-with-dr-layla-ahmed-on-sharia-compliant-credit-cards">Understanding islamic Finance:‍ an Interview with Dr. ‌Layla ahmed on​ Sharia-Compliant Credit ​Cards</span></h2><br /><br />\r\n<br /><br />\r\nAl Rajhi Bank, a‌ prominent financial institution in​ Saudi Arabia, offers a range of credit cards ⁣designed with Islamic⁣ principles in mind. ‌Understanding these ⁣Sharia-compliant options offers valuable ‌insights into global ⁢banking practices and the evolving landscape of​ financial products.<br /><br />\r\n<br /><br />\r\nDr. Layla Ahmed, a renowned scholar specializing⁢ in Islamic finance and economics, sheds light on the key features of ‌these cards and their relevance in a global⁣ context.<br /><br />\r\n<br /><br />\r\n <strong>Senior Editor:</strong> Dr. Ahmed, thank ⁢you for joining us today. Could you ⁤explain the ⁢fundamental principles of Islamic finance and how​ they apply ‌to​ credit cards?<br /><br />\r\n<br /><br />\r\n<strong>Dr. Layla Ahmed:</strong> Pleasure ​to be here.islamic⁣ finance is built on ethical principles derived ⁣from the Quran and Sunnah.Key tenets include prohibiting ⁤usury⁤ (interest), promoting risk sharing, and ensuring all‍ financial dealings are transparent and ethical.‌ In the ​context of credit cards, this means avoiding interest-based charges and⁤ focusing on profit-sharing models, often through reward programs or other permissible arrangements.<br /><br />\r\n<br /><br />\r\n<strong>Senior⁤ Editor:</strong> Al Rajhi Bank specifically highlights ‌its commitment to sharia-compliant products.Can you elaborate on how their credit card offerings exemplify these ‍principles?<br /><br />\r\n<br /><br />\r\n<br /><br />\r\n<strong>Dr. Layla Ahmed:</strong> Al Rajhi Bank, being a pioneer in Islamic finance, ensures ⁢its credit cards adhere⁤ to the Sharia principles. Such as, they don't charge interest on outstanding balances. Rather, they ‍may offer profit-sharing mechanisms ⁢where ‍cardholders ‍can earn‌ rewards based on their spending, ⁤effectively joining ‌a partnership‍ with the bank.<br /><br />\r\n<br /><br />\r\n <strong>Senior Editor:</strong> How do ​these Sharia-compliant‍ credit cards compare to ⁢conventional credit card offerings in terms of features and benefits?<br /><br />\r\n<br /><br />\r\n<strong>Dr.‍ Layla ahmed:</strong> While avoiding interest is​ a fundamental difference,⁣ Sharia-compliant ⁤credit cards often provide competitive rewards programs, travel ⁣benefits, and other perks similar to conventional cards. As an example, you might find ​reward points⁤ redeemable for merchandise, travel miles, or ⁢charitable donations, appealing to various⁢ consumer‍ preferences.<br /><br />\r\n<br /><br />\r\n <strong>Senior Editor:</strong> Do you think the principles of Islamic finance are gaining traction beyond Muslim communities, ‌and ‍could they influence the broader financial landscape?<br /><br />\r\n<br /><br />\r\n<strong>dr. Layla ⁢Ahmed:</strong> Absolutely. The ethical and socially responsible nature of Islamic finance is increasingly resonating with individuals and institutions globally, ‍ seeking ethical and lasting financial alternatives.<br /><br />\r\n<br /><br />\r\n <strong>Senior editor:</strong> Dr. Ahmed, thank you for your ‍valuable ⁤insights into the world of ⁢Sharia-compliant credit ⁤cards.<br /><br />\r\n<br /><br />\r\n<strong>Dr. Layla‌ Ahmed:</strong> ⁤My pleasure. I believe ⁣understanding these diverse financial approaches enriches our understanding of the ‌global economy. ?"> Submit