Invest according to various phases of the market… Flexible management of global stock and bond proportions
100% investment possible in a retirement pension account, making it suitable for pension investment
[소셜밸류=황동현 기자] Samsung Asset Management launched the ‘Samsung Didim Mildang Squirrel Global EMP’, which invests in accordance with the economic situation. We flexibly manage the proportion of global stocks and bonds by investing according to various phases of the market. It is suitable for pension investment as it can be 100% invested in a retirement pension account.
Samsung Asset Management announced on the 15th that it remodeled the product, which ranked first in the 3-year return rate, which is the mid- to long-term return rate among global stock hybrid types, and launched it as a didim fund.
The product that Samsung Asset Management introduced this time as a Didim Fund is the ‘Samsung Didim Mill Dang Squirrel Global EMP’ Fund (hereinafter referred to as Samsung Didim Fund), which utilizes a strategy to flexibly adjust the proportion of investment in global stocks and bonds based on the self-developed economic phase model. Do it. As it uses a model-based asset allocation strategy based on a systematic AI quant system, which is Samsung Asset Management’s strength, it is expected to contribute to improving retirement account returns through stable management performance.
Samsung Didim Fund is a product that remodeled the Samsung Mildang Squirrel Global EMP Fund to meet Didim Fund conditions. The existing Samsung Mildang Squirrel EMP Fund is also included in the default option portfolios of many retirement pension providers, and ranks first among global stock hybrid types with a three-year return of 31.1%. (Based on return on October 14th for Zeroin Retirement Pension Online Class). In general, most asset allocation funds that diversify investments in stocks and bonds adopt a similar strategy of not actively adjusting the investment proportion, whereas Samsung Asset Management’s Samsung Mildang Squirrel Global EMP Fund was developed by a professional AI quant-based management organization. We are achieving differentiated performance by actively adjusting the proportion of stocks and bonds using the economic phase model.
This operating strategy is clearly revealed in the product name. It is called ‘Push and Squirrel Global EMP’ in the sense that it can bear fruit by steadily investing pension funds in a ‘push and pull’ strategy ‘like a squirrel collecting acorns’ by knowing the proportion of ‘global stocks and bonds’ according to the economic situation. A unique name is used. However, among smart investors, it is already known as a ‘smart squirrel fund’ and is showing rapid growth based on excellent performance, with net assets increasing by KRW 43.1 billion in the retirement pension class alone since the beginning of the year.
The newly launched Samsung Didim Fund, a remodel of the Samsung Mildang Squirrel Global EMP Fund, uses the same strategy as before, but adjusts the basic investment limit for each asset class of stocks and bonds to 4 to 6, allowing retirement pension accounts to invest up to 100% limit. I made it happen.
In addition, Samsung Didim Fund is a global EMP (ETF Managed Portfolio) fund with a foreign exchange exposure structure. By constructing a portfolio using global stock and bond ETFs, it maximizes risk diversification while also increasing cost efficiency. Accordingly, a low management fee of 0.19% based on the retirement pension online class is applied, which is close to the lowest level among the 24 didim funds released on the market.
Shin Jae-gwang, managing director of Samsung Asset Management’s Multi-Asset Division, said, “Samsung Asset Management operates several products, including Samsung Mildang Squirrel Global EMP, which is the basic model of this Samsung Didim Fund, based on AI and machine learning models that have been built over a long period of time, thereby reducing the default option. “We have proven stable high returns in the asset allocation fund (Balanced Fund) sector,” he said. “The most important thing when considering long-term investment in retirement pension is stable performance, and Samsung Didim Fund, which combines the management know-how accumulated so far, is the Didim Fund.” “We expect that it can serve as a stepping stone between principle and interest guaranteed products and performance dividend products, in line with the purpose of this product.”
Meanwhile, Samsung Didim Fund can be subscribed to through Samsung Securities, Mirae Asset Securities, KB Securities, Woori Investment & Securities, Hyundai Motor Securities, and IM Securities.
[저작권자ⓒ 사회가치 공유 언론-소셜밸류. 무단전재-재배포 금지]
