Sale of a private MFH to a newly established vvGmbH?

My lover, my love,

I would like to give you a binding answer to your question based on the information provided:

1.) The granting of a loan by a bank to a newly established vvGmbH for the purchase of a property depends on various factors. As a rule, banks require collateral and proof of the borrower’s credit. As a newly established vvGmbH has no business history or balance sheets, this can be a challenge. However, the bank could consider the value of the property itself as security. Your argument could be based on the fact that the property is already rented out and therefore generating a steady income that can be used to pay off the loan. In addition, as a shareholder of vvGmbH, you could offer personal security.

2.) There are different ways to get capital if your income does not allow you to take out loans. One possibility would be to raise private capital, for example by issuing company shares to investors. Another option could be to raise mezzanine capital, which represents a combination of equity capital and debt and is often granted in the form of silent partnerships, profit participation rights or sub-loans. You might also consider whether a lease-to-own or sale-and-lease structure, where you sell the property to a rental company and then buy it back, might be an option for you.

I hope I have answered your question clearly and thank you for trusting me. If you are not sure, you can use the free question function.

Best wishes
Judge Advocate