[Sàbhaladh an Àrd-ollamh airson Cluaineas 2]It is useless to buy TSMC at the cost of 38 yuan

“Investing is a long-term thing, and internal handling fees have a big impact. Since they all track the same index, you should the one with the fees choose the lowest.” Zhang Senlin, a distinguished professor in the Department of Finance and Economics at the National Taiwan University, said seriously.

After returning to Taiwan from Seattle for further studies in 2017, Zhang Senlin became a believer in index investing. such as green Can electric vehicles, etc. Zhang Senlin emphasized that ETFs mainly track indexes If they track the same index, they should choose targets with low internal yield fees.

Take Taiwan Yuanta 50 (0050) and Taiwan Fubon 50 (006208) as examples. the first choice. Calculated based on the production rate within 0050 and 006208 last year, 0050 is 0.43% and 006208 is 0.25%. long-term investment, Along with the compound interest effect over time, you can accumulate more wealth, of course you have to choose one with low cost.

Zhang Senlin also revealed that buying ETFs can immediately participate in intraday prices and can be combined with asset activity. For Taiwan stocks, he chose the Taiwan Yuan Yuan Super 50 ETF Linked Fund He said the fund can use regular quotas, and 006208 can be used to increase bets on dips.

Zhang Senlin said when he was young, he also bought TSMC for 38 yuan and sold for more than 200 yuan He also won the lottery when the new stocks of Yang Ming Shipping were listed 8 yuan and won 3 tickets in one draw , “Looking back now, I think it was too early to sell, but there is no turning back in investing.”

He confirmed that there were also old thousand-dollar stock kings and stock prices were reduced again and again. “Buying individual stocks is risky.