The registration of pensioners who proceed to work on the particular digital platform of e-EFKA continues and has exceeded all authorities expectations, with the registrations, as much as July 4, 2024, having already reached 182,700. It’s a dimension that basically displays the poverty confronted by these out of labor in Greece, because the meager pensions that almost all of retirees obtain shouldn’t be sufficient to make even half a month.
The abolition of the withholding of 30% of the pension for these pensioners who select to work, which was handed with Regulation 5078/2023, attracted hundreds of latest pensioners and formally again to work. Underneath the earlier system, solely 36,000 pensioners had declared that they might proceed working after retirement.
Till the top of final 12 months (December 31, 2023), pensioners who selected to work misplaced 30% of their pension as a penalty. In response to e-EFKA, although the 30% lower supplied by the Vroutsis legislation was extra favorable than the 60% lower of the Katrougalos legislation, pensioners had been restrained.
With the brand new insurance coverage legislation 5078/2023, from January 1, 2024, pensioners who declare that they proceed or will proceed to work obtain their whole pension. In the event that they work as workers, they pay a fund for e-EFKA, amounting to 10% of their wage and, in the event that they select to register as self-employed, they pay a further 50% of the insurance coverage class they’ve chosen.
Coverage… of energetic ageing
As reported by e-EFKA, this provision is an energetic growing old coverage and is extraordinarily favorable for pensioners, as they now have the chance to extend their earnings and their future pension. The extra insurance coverage time, after the top of the employment, with a brand new software of the pensioner, shall be counted within the pensionable time and can result in a rise within the pension.
As well as, the favorable provision acts as a catalyst within the elimination of the “black” work that existed across the employment of pensioners. With this measure, uninsured and undeclared work shouldn’t be solely combated, however now it turns into authorized work, because of which the revenues of the general public fund and e-EFKA will enhance.
As commented by the press consultant of e-EFKA, Mr. Ilias Tsounis, “this provision has a number of advantages for pensioners and society normally. Retirees enhance their incomes, companies and the market use the precious expertise of expert staff, and the insurance coverage system is strengthened with further earnings.”
The debtors
The declaration of employment is necessary for 4 classes of pensioners:
1. Retirees of the e-EFKA who began working at any time, earlier than the entry into drive of the choice and proceed to be employed, till right now.
2. e-EFKA pensioners who began working from 1/1/2024, even when they’ve stopped their employment.
3. Those that have submitted or will henceforth apply for retirement and proceed their employment with out interruption.
4. Those that apply for retirement and take up work, after it has been submitted.
The method
The appliance course of is extraordinarily quick and easy. Employed pensioners should submit a related declaration on the e-EFKA web site (https://www.efka.gov.gr/dilosi-erg-synt.php ), wherein each the idea of employment and the achievement of situations for the exemption from the fee of a useful resource in favor of e-EFKA or from the fee of insurance coverage contributions are declared.
Failure to declare/effective
In instances the place e-EFKA finds that the pensioner has not submitted a declaration whereas working, he’ll undergo a effective equal to 12 month-to-month most important and auxiliary pensions. Every month 25% of his pension shall be withheld till the total quantity is paid.
Exceptions to the fee of the useful resource
The next instances of employed pensioners are exempted from the fee of a useful resource in favor of e-EFKA and pay solely the prescribed insurance coverage contributions, because of the necessary affiliation to the establishment’s insurance coverage:
a) Individuals with a psychological incapacity referred to in Article 23 of Regulation 4488/2017 (A’ 137).
b) Pensioners of Regulation 612/1977 (A’ 164) and the provisions referring to it.
c) Pensioners of the third paragraph of para. a’, par. 1, articles 1 and 26 of the p.d. 169/2007 (A’ 210).
d) Those that obtain the extra-institutional allowance or the corresponding allowance of article 54 of the p.d. 169/2007.
e) These with many youngsters, of which no less than one of many youngsters is a minor or is finding out in larger or larger faculties and till the completion of his twenty fourth 12 months of age or is incapable of any livelihood work.
f) The individuals referred to in paragraph 3 of article 4 of Regulation 4387/2016 (A’ 85).
g) Pensioners, attributable to incapacity (from a typical illness, work accident, accident outdoors work, occupational illness). (Round 1/2024 and 10/2024).
Chatting with APE-MPE, the commander of e-EFKA, Alexandros Varveris, mentioned: “Past the primary aim of restoring an important injustice that “criminalized” the work of pensioners, by way of the withholding of great sums from their pension, the success of the measure marks the achievement of three essential goals, that are the efficient remedy of undeclared work, the availability of incentives to certified professionals to return to the labor market, in addition to the rise of public revenues. Pensioners are favored and the nation’s financial system advantages.”
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