In order to apply for a personal loan, the following requirements must be met:
- you want to apply for a loan between 2,500 and 75,000 euros
- you are of legal age and act in your own economic interest
- you have your main residence in Germany.
- you are neither self-employed nor freelance (not even as a second applicant)
- you have a German cell phone number for the execution of the digital signature
- you use a smartphone or a computer with a webcam (two separate devices are required for two applicants)
The following also applies to the personal loan immediate option
- your salary account is an individual account in your name (if there are two applicants, two individual accounts or one joint account are required)
- you have your online banking access data ready to hand
- you basically agree to a digital account check
Good to know
- With the classic private loan option, you can also submit your application by post if you don’t want to complete it digitally.
We assume no liability for the topicality, correctness and completeness of the FAQs provided for private customers.
2023-07-12 00:23:21
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