Dent in the trunk, blue paint behind a door: A couple from Züttlingen estimated the damage to the car at up to 4,500 euros after a child allegedly hit it with a bicycle. The problem: The child lives in refugee accommodation and the families there are not insured for such damage – although municipalities and districts can voluntarily take out liability insurance. The Züttlingen don’t understand that. “That’s part of it,” says Bastian Becker, just with