Subscribing to an RC policy is an obligation for all motorcyclists. There is the possibility of saving on the cost
With autumn now in full swing (and the bad weather of recent days has confirmed this again) and winter upon us, the season of motorbike rides favored by the favorable climate, awaited every year by centaurs from all over Italy, is about to end who can’t wait to get their vehicles out of the garage.
Motorcycles, it is possible to save on the price of insurance (Photo Ansa) – Motomondiale.it
In addition to maintenance and all the checks necessary to keep your motorbike efficient and safe, it is equally important to take care of other aspects necessary for circulation on urban and extra-urban roads. The first of all is the possession of a third party insurance policya legal obligation for all owners of motorbikes and scooters.
Just like what happens with cars, the insurance sector dedicated to two-wheelers is also recording an increase in prices on the premium to be paid. Even before the latter were certainly not low. Motorcycle insurance, in fact, can be very expensive precisely because of the very type of this means of transport which is statistically more exposed to accidents with significant damage to the motorbike itself, the driver, the passengers and others involved in the accident.
RC Moto, how to save on the price
However, saving on motorcycle insurance is possible. If you don’t have a trusted insurer, the initial advice is to rely on numerous portals on the web which allow you to compare the various offers proposed by the companies based on the requests made on the vehicle to be insured. Once you have identified the right one for you, it is possible that there will be further favorable price conditions on the quote made directly on the insurer’s website.
Motorcycles, how to lower the cost of the insurance policy (Photo Ansa) – Motomondiale.it
Obviously, the overall cost of a comprehensive insurance policy depends on multiple factors such as the class of merit, the age of the policyholder, his place of residence, any additional guarantees included, the value and type of motorbike to be insured with some more exposed to higher prices.
In addition to paying attention to additional guarantees to be included with some that may be superfluous for your needs, the price of a motorcycle insurance policy will generally be lower with two conditions. The first is the insertion of a higher deductible. The deductible means the sum of money that the owner of the vehicle must pay himself in the event of a fault-related accident. The higher the deductible entered, the lower the final premium to be paid.
The other useful tip for saving money is to resort to it if you have the possibility single payment. Dividing the amount into installments involves a variable increase in costs due to the application of a portion of interest by the company.
